Did the Covid Pandemic Make Us Worse Drivers?
Did the Pandemic Make Us Worse Drivers? (kind of) Traffic fatalities have catapulted since the start of the pandemic. Hereâs what that means for your car insurance. By Ryan BradyâŻPublished Jun 26, 2023 6:00 a.m. PDT  If you get the sense youâve been seeing more bad accidents on the road lately, you probably have. […]
What If I Don’t Enroll In Medicare Part D Initially?
What if I did not get Part D Prescription Drug coverage during my initial enrollment? Part D of Medicare is your prescription drug coverage. The Centers for Medicare and Medicaid Services (CMS) state that anyone who is 65 years or older should start their Part D during their initial enrollment period. Many of our clients […]
Contractors Should Always Get Certificates of Insurance
Contractors: Always Ask for Certificates of Insurance 1 MIN READ You double-check the tools. How many workers do you need to complete the job? Did you ask the subcontractors for a certificate of insurance? Wait, what?! You have 1,000 ideas running through your head, which makes insurance your 1,001st thought. Hear us out. A certificate of […]
Life insurance beneficiary rules after divorce
Life insurance beneficiary rules after divorce 4 min read Divorce can feel like a rope unravelingâthere are countless strands to unwind before youâre actually separated from your former spouse. Life insurance is an important part of those ties. Though you might be ready to just cancel or cash out your respective policies, life insurance could still be […]
How Do I Protect Myself From Vishing Attacks?
Protecting Yourself From Voice Scammers and Vishing Attacks: 1 MIN READ Before we get started, we know what youâre thinking: âwhat is vishing?â. Let us clarify. âVishingâ or âvoice phishingâ is the phoneâs version of email phishing attacks. Still confused? Itâs those random, fraudulent calls you get that you ignore or quickly answer and hang […]
Why Do I Need to Enroll in Medicare Part D?
Do I need to enroll in Medicare Part D Prescription Drug coverage? According to the Centers for Medicare and Medicaid Services (CMS), those aged 65 and above should enroll in Part D during their initial enrollment period. Clients often wonder why they need this coverage if they don’t currently take prescription medications. The reason is […]
Growing Auto Repair Costs = Increasing Auto Premiums
The cost of auto insurance continues to rise, and a big part of this is due to growing automobile repair costs. In their October 2023 issue, Best’s Review cited the average increase by part group from 2019 to 2023. The following is the average increase in cost for most automotive body parts: Front Lamps  […]
Important Estate Planning Basics for Farm Families
Estate Planning Basics for Farm Families ¡2 MIN READ Do you want to keep your farm in the family? Will your estate plan pass on the right assets to the right people? Thereâs a lot to think about when you consider your future. Thatâs why we prepared some estate planning basics for farm families. Balancing […]
Why Is It Important To Drain My Water Heater?
Why is it important to drain your water heater? 3 min read Draining a water heater at first might sound daunting, and you might think it would be easier to call a plumber to do it. But with the proper guidance and a few household supplies, youâll be able to tackle this project yourself like […]
Life Insurance Can Cover Your Family Through Every Stage
Life Insurance Can Cover Your Family Through Every Stage 3 MIN READ Time travel. Thatâs the only way to explain how the years disappeared. In the blink of an eye, a carefree teen changed into an adult with a house, a committed partner, and a family. Donât worry! From stacks of diapers to mortgage payments, […]