What Are Some Cold Weather Safeguards For My Home?
With cold weather on the way, it’s crucial to safeguard your pipes from freezing. Check out this quick read for tips on how to protect your home. Freezing Pipes Frozen water in pipes can cause water pressure buildup between the ice blockage and the closed faucet at the end of the pipe, which leads to […]
Why Homeowners Insurers Are Unprofitable Right Now
Why Homeowners Insurers Are Unprofitable and What To Do About It: Aon October 8, 2024 / Insurance Journal A new report from insurance broker Aon reveals that the prospective return on equity (ROE) for diversified homeowners insurance carriers decreased by 100 basis points to 5.0% from last year’s ROE, despite carriers receiving significant rate increases in […]
What Is Liquor Liability Insurance Coverage?
What Is Liquor Liability Insurance Coverage? 1 min read Liquor liability insurance, also known as dram shop insurance, protects businesses that manufacture, serve, or sell alcohol. It covers legal fees, settlements, and medical costs associated with bodily injury or property damage caused by an intoxicated person who was served or sold liquor by the policyholder. Who […]
Great Tips for Restaurants to Avoid Insurance Disasters
Safety Tips for Restaurants to Avoid Insurance Disasters 2 min read Running a restaurant is an exhilarating venture, but it comes with its own set of risks. From slips and falls to foodborne illnesses, these potential pitfalls can lead to costly insurance claims. However, with a proactive approach to safety, restaurants can significantly reduce the […]
How Do I Get My Car Unstuck From The Mud?
How to get a car unstuck from the mud. Getting stuck in the mud can be frustrating when you don’t know what to do to get unstuck. The mud is slippery, which doesn’t allow your wheels to gain the traction they need to move the vehicle forward. Follow these six steps to learn how to […]
Medicare Annual Enrollment Period starts NEXT WEEK!!
Medicare Annual Enrollment Period (AEP) starts NEXT WEEK!! If you haven’t heard it on the radio, seen it on TV, or read about it in the newspaper, Medicare’s Annual Enrollment Period (AEP) begins on October 15th. While each year brings some changes, 2025 is expected to see the most significant adjustments. These changes may impact […]
Here’s What You Need to Know After a Fender Bender
Here’s What You Need to Know After a Fender Bender Read time: 3 min Although it rhymes, a fender bender is anything but rhythmic. There’s usually thuds and bumps involved followed by scratches and dents. While the damage isn’t severe, there are still important steps you should take after getting into a fender bender or […]
Why Shouldn’t I Renew My CD this October?
Comparing CD returns to Single Premium Whole Life Insurance CD’s (Certificates of Deposit) have long been a favored financial tool for many in their retirement years. Although you won’t achieve spectacular growth with a CD, they do provide a guaranteed return with little exposure to risk. For people who have retired and have little time […]
Why US Home Insurance Rates Are Rising Fast
Why US Home Insurance Rates Are Rising Fast – Climate Change Plays a Big Role By Andrew J. Hoffman | September 26, 2024 / Insurance Journal Millions of Americans have been watching with growing alarm as their homeowners insurance premiums rise and their coverage shrinks. Nationwide, premiums rose 34% between 2017 and 2023, and they […]
I am not happy with my Part D Prescription Drug Plan
My medications have recently changed. I am no longer happy with my Medicare Part D Prescription Drug Plan. Is there something I can do? Yes, you have the opportunity each year to revisit your current prescription drug plan. This period of time is called the Annual Election Period (AEP). AEP runs from October 15th to […]