What Are The Very Basics Of Life Insurance?
Life Insurance Basics: A Cheat Sheet to Help You Pick the Right Policy 2 min read Have you ever read a thesis on quantum physics or advanced calculus? Skimming an insurance policy might give you the same confused feeling. So let’s get on the same page! These life insurance basics will help you understand different […]
Where Are The Best ATV Trails In The U.S.?
Where are the best ATV trails in the U.S.? 4 min read Whether you like single riding on ATVs or riding with friends on UTVs and side-by-sides, there’s nothing like tearing up the trails on an off-road ATV vacation. Lucky for you, we’ve rounded up 10 of the best ATV/UTV trails for off-roading so you can […]
What If I Continue to Work Past Medicare Age?
I plan to work past age 65 and I have health insurance coverage. What does this mean for my Medicare eligibility? Becoming eligible for Medicare usually happens around the age of 65. If you intend to work or have health coverage through a spouse’s employer, here are some options to explore before enrolling in Medicare. […]
Storms Continue to Wreak Havoc on Insurance Industry
Severe Storms (Mostly in US) Account for 70% of Global Insured Natural Disaster Losses By L.S. Howard | August 8, 2024 / Insurance Journal Global insured losses from natural catastrophes totaled US$60 billion during the first half of 2024, or 62% above the 10-year average, according to preliminary estimates from Swiss Re. Severe thunderstorms (mainly in the US) accounted […]
Your Air Conditioner Breaks Down. Now What?
Your Air Conditioner Breaks Down. Now What? 2 min read There are so many fun and delicious ways to escape the summer heat. Take a quick dip in the pool. Chow down on chocolate chip cookie dough ice cream. Eat way too much watermelon. Sometimes, the heat finds ways to get to you, like when […]
DOT Trucking Audits are on the Rise and so are the Fines.
DOT audits are on the rise and so are the fines. Great information from David Humphrey of Humphrey Transportation Compliance in Holland, Ohio. FEDERAL MOTOR CARRIER SAFETY ADMINISTRATION – FMCSA DOT audits are still on the rise and the fines have been increasing. The average federal DOT fine after settlement for 2023 was over $7,000 […]
Can Extension Cords at Home be a Fire Hazard?
Extension cord safety at home 2 min read For most people, using extension cords is a daily part of life. There always seems to be something in our homes that needs power — a lamp, a vacuum cleaner, or just about anything — that’s just a bit too far out of reach of a wall […]
Why Should My Prescription Drug Plan Be Reviewed?
Why Should My Prescription Drug Plan Be Reviewed? Did you know that year-to-year… Prescription drug costs can change The in-network vs. out-of-network status of pharmacies on your Part D Prescription Drug plan can change Medications may change tiers on insurance carrier’s formularies This is why we highly recommend an annual review of your stand-alone prescription […]
Life Insurance Beneficiary Rules After Divorce
Life insurance beneficiary rules after divorce 4 min read Divorce can feel like a rope unraveling—there are countless strands to unwind before you’re actually separated from your former spouse. Life insurance is an important part of those ties. Though you might be ready to just cancel or cash out your respective policies, life insurance could still be a […]
What is the Medicare Annual Election Period?
What is the Medicare Annual Election Period, or “AEP”? Do you have Medicare? Every year, from October 15 through December 7, you have an opportunity to revisit your plan(s) and determine if your current, renewing coverage continues to meet your needs. This is the Annual Election Period, also know as “AEP”. It’s a perfect time […]