First Half of Year Recorded 18% increase in Road Fatalities
First Half of Year Recorded 18% increase in Road Fatalities October 29, 2021 via The Insurance Journal Traffic deaths across the country soared by 18.4% in the first six months of 2021, the largest number of projected fatalities in that time period since 2006. The Department of Transportation’s National Highway Traffic Safety Administration reported that […]
What is Comprehensive and Collision Insurance? The Informative Answer You (Actually) Want
When you hear someone use the term “comp and collision,” they are referring to two separate insurance coverages available for personal auto insurance policies: Comprehensive coverage (also referred to as Other Than Collision coverage) and Collision coverage. What is Comprehensive insurance? Comprehensive insurance helps pay for damages to your vehicle caused by factors other than an accidental collision, such as fire, vandalism, […]
Life Insurance Can Last Longer Than a Good Tractor
A good tractor lasts 20-30 YEARS. If you’re fortunate, you will last much longer than that. Will you outlive your debt, though? You can only hope! In 2020, the USDA predicted overall debt in the farming sector would reach a record $433.8 BILLION. It’s not a shocking number when you think about what you put into […]
Guard your card: How to protect your Medicare card
Protect yourself by protecting your Medicare card! The next Medicare Open Enrollment Period (October 15 – December 7) is coming fast, which means con artists may try to steal your identity and commit Medicare fraud. Medicare has taken actions to make Medicare cards safer by replacing Social Security Numbers with more secure ID numbers. But […]
Medicare Myth = “It costs more to use an agent.”
Many people mistakenly believe that it costs more for your Medicare Supplements, Advantage Plans, and Prescription Drug Plans. Not only is this wrong, as the cost to you is the same – but there are many benefits to using a certified and licensed agent instead of “going it alone”. They are: Licensed agents know early […]
Tips to Have Successful Roadside Inspections
Here are 7 ways to turn roadside inspections into a positive experience: 1. Understand roadside inspections and CSA scores Compliance, Safety, Accountability (CSA) is the safety compliance and enforcement program of the Federal Motor Carrier Safety Administration (FMCSA) that holds motor carriers and drivers accountable for their role in safety. CSA affects motor carriers, including […]
Medicare Annual Enrollment is Coming Soon
Quick reminder that the Medicare Annual Enrollment season is fast approaching. If you wish to review or change your plans, options, and pricing this timeframe is your opportunity to do so. The Enrollment period runs from October 15, 2021 through December 7, 2021. If you wish to secure a day and time to meet with […]
CD coming up for renewal?
“I have $100,000 in a CD and it’s coming up for renewal next month. Should I renew?” – John, 70 year healthy old male Well John, it depends on how liquid you want to keep your money. If this is “never money”, meaning you intend to pass this money onto your heirs instead of […]
Ransomware Has Been a ‘Game Changer’ for Cyber Insurance
Ransomware Has Been a ‘Game Changer’ for Cyber InsuranceBy Elizabeth Blosfield | August 30, 2021 / Insurance Journal: Source Anyone who works in cyber insurance knows that the industry is never static. It’s a constantly evolving business as the risks change all the time, and this has never been more apparent than right now, said […]
Attention: Anthem Prescription Drug Plan Clients
Effective October 1, 2021 for Medicare plan year 2022 Anthem will be discontinuing their Enhanced Prescription Drug Plan. If you are currently enrolled in the Anthem Enhanced PDP and take no action, you will automatically be moved over to the Anthem Plus PDP. While rates are still unavailable for plan year 2022, the 2021 rates […]