Fire Safety Tips for Auto Repair Shops
According to Acuity’s internal data, fire is one of the most common claims for auto repair shops. Unfortunately, fire also causes some of the most expensive claims. Protecting your shop against fire is a great place to start when looking to reduce the likelihood of a major claim in your shop. Here are a few […]
Will the cost of my Medicare Insurance go up each year?
Do Medicare Premiums go up each year? Before answering you must understand that the cost of Medicare is actually decided by the Federal Government. The average rate increase over the last several years has varied between 2-5% each year. Factors that are used to help determine these rates are generally 1) medical inflation, 2) client […]
My insurance company wants to fix my car with aftermarket parts!
OEM vs Like Kind & Quality vs Aftermarket Parts I have an insurance claim on my car and the insurance company wants to use aftermarket parts, is that ok? Ok, listen…different auto insurance policies have different loss settlement options, even within the same insurance company. Often it comes to optional riders or simply the age […]
How can I protect my young family?
Everyone, regardless of age, wants to do everything they can to protect their family. While each person’s circumstances vary, here is what a 26 year old with a young family decided to do: He chose a Transitional Life policy through Pekin Life Insurance Company. A transitional life policy is a hybrid combination of both term […]
Are their Medicare plans for snow birds?
We winter in Florida, what Medicare plans are best for us? I have heard clients say many time, “the best part of retirement is that I can go anywhere I want, whenever I want”, shortly followed by “will I have coverage if I travel?”. The short and quick answer is yes. No matter what plan […]
Personal Vehicle Drivers Needed? PLEASE READ.
Recently, I saw this photo being shared around on Facebook and at first I thought it was a joke. But because many employers are having severe staffing issues I decided to look into it a little further- just to be sure. A quick google search immediately pulled up this web page. YOU NEED TO […]
I need final expense life insurance, but I am not in great health.
Are you looking for final expense life insurance coverage, but you aren’t in the best of health? With Graded Whole Life Insurance through Pekin Life Insurance Company you can purchase up to $15,000 of valuable coverage without having to qualify based on your health. You don’t have to take medical exams or lab tests for […]
Do any Medicare plans cover the cost of over the counter medications?
Are there any Medicare plans that cover over the counter medications? One of the “advantages” of Medicare Advantage Plans are that most come with an over the counter “allowance”. Some have allowances that you can use online, and others that can be used in person at the store. Today, we will will highlight one of […]
Do Medicare Supplements cover the cost of a gym membership?
Does my Medicare Supplement plan include a gym membership? Have you ever heard someone talking about Silver Sneakers and wondered what in the world they were talking about? Most of the major insurance companies that offer medicare supplements include some degree of wellness coverage. Wellness coverage is a discount at a gym or aerobic classes, […]
What if I did not get Medicare Part D during my initial enrollment?
I didn’t buy Medicare Part D when I first enrolled, now what? Medicare Part D is your prescription drug coverage. The Centers of Medicare and Medicaid Services (CMS) says that anyone who is 65 years or older should start their Part D during their initial enrollment period. May of our clients ask, “I do not […]