What do I need to do if I’m in an auto accident?
What To Do If You Get In a Car Accident The squeal of tires, the crunching of metal or plastic, shattering of glass—those are sounds no driver wants to hear. Getting in a car accident can be a scary and stressful event, but keeping the following tips in mind can make the accident and claims […]
Do I need to change my Medicare plan this year?
How do I know if I should change anything during the upcoming Annual Election Period, or “AEP”? The first place to start when the AEP is near is review your Evidence of Coverage (EOC) as well as your Annual Notice of Change (ANOC) which is mailed to you on September 30th each year. The ANOC […]
What Does a Million-Dollar Life Insurance Policy Really Mean?
One million dollars seems like a lot of money, and for most of us, it really is. However, when it comes to life insurance, is a one-million-dollar life insurance policy enough? Is it too much? Let’s look at what a million-dollar life insurance policy really means for your financial security. The Basics of a One-Million-Dollar […]
3 Myths About Life Insurance
3 Myths About Life Insurance No one really wants to think about life insurance. But if someone depends on you financially, it’s a topic you shouldn’t avoid. Are any of these reasons stopping you from getting the life insurance coverage you need? If so, read on! My family can rely on loans or other family […]
I’m no longer happy with my Prescription Drug Plan
My medications have changed and I am not happy with my Prescription Drug Plan (PDP) anymore. Is there something I can do? If you need to change your PDP you have the opportunity each year to revisit and change your prescription drug plan. This opportunity to make changes is the Annual Election Period, or “AEP”. […]
How to Help Teen Drivers Be Safe
Hello, responsible guardians! First of all, good for you. Good job researching how you can keep your teen driver safe. We hope we can help both you and your teen feel more confident about hitting the road with these tips. Parent and teen driving rules Parent-Teen Driving Contract template Safe driving vehicle features Apps to […]
Looking for Cheaper Homeowners Insurance?
Looking for Cheaper Homeowners Insurance? Insurance shopping advice often focuses on finding the cheapest price. Do you know what trade off you are making to get the cheapest price? Finding the cheapest insurance can leave you with unintended coverage gaps or poor customer service. If you are like most people, you want good coverage without […]
I turn 65 soon, but am still working full time.
I am turning 65 soon, but am still working full time. What does this mean for my Medicare eligibility? Many people are continuing to work after the age of 65, and many get confused with their Medicare while doing so. There are some factors of how to handle your Medicare while working and turning 65. […]
Disability Insurance Saves Family Business.
We have seven kids. If you had told me thirteen years ago when I was holding my little baby girl in my arms that she was going to have six little brothers I would have said “that’s really funny, there’s no way!”. But here we are and we love it. My family is very important […]
Ohio Bill Defines Work-From-Home Workers’ Comp Rule
Source: Ezra Amacher / Insurance Journal An Ohio law set to go into effect next month amends workers’ compensation benefit requirements for employees who sustain an injury while working from home. House Bill 447 states than a work-from-home employee’s injury is compensable under Ohio’s workers’ compensation system only if the injury arises out of the […]