Great New Tool to Help Prevent Electrical Fires
Pretty cool new home fire prevention tool from Whisker Labs – Ting is a modern, proven DIY smart sensor and safety service to help prevent electrical fires. No technology can prevent all fires, but Ting been proven to help prevent 4 out of 5 electrical fires. Ting smartly detects the most common precursors to electrical […]
Am I Liable of Someone Slips and Falls on My Driveway?
If Someone Slips on Your Icy Driveway, Are You Liable? Read time: 3 minutes The colder months bring cozy nights, hot drinks and… the annual battle between you and your snow shovel. As tempting as it is to wait until the weekend to clear the ice, doing so could create more than just a slippery […]
Helping Employees with Out-of-Network Claims & Appeals
Helping Employees with Out-of-Network Claims & Appeals Even the most well-designed benefit plan can run into issues—especially when employees receive care from an out-of-network provider. In these cases, understanding how to navigate the claims and appeals process can make a big difference in reducing financial stress. As an employer, you can play a key role […]
The History of Westfield Insurance Company
Westfield is a company rooted in rich tradition and the cultivation of lasting relationships going back more than 175 years. From Insurer of Local Farmers to International Carrier In 1848, a small group of hard-working farmers joined together to form Ohio Farmer’s Insurance Company to protect their property. A lot has changed since then, including […]
Should We Consider Bundling our Employee Benefits?
Benefits Breakdown: Should You Bundle Your Benefits? When it comes to group benefits, bundling isn’t just a buzzword—it can be a smart strategy. Bundling benefits means placing multiple lines of coverage (medical, dental, vision, life, disability, etc.) with one carrier. During renewal or open enrollment season, this is a key opportunity to explore whether bundling […]
Your E-Bike Might Not Be Insured How You Think.
Insurance Considerations for E-Bikes: What You Need to Know Before You Ride Electric bikes, or e-bikes, have exploded in popularity in recent years. These offer a fun, eco-friendly, and efficient way to get around. Whether you use one for your daily commute, weekend adventures, or deliveries, an e-bike is an investment worth protecting. But when […]
Insurance Considerations for “Barndominiums”
What should I consider when looking to live in a barndominium? 2 min read A barndominium is typically a barn that a builder has converted into an all-purpose home and workspace. The name combines barn and condominium; people often shorten it to “barndo.” Some barndominiums are new structures built from a kit and made of […]
Stay ahead of fire hazards on your dairy farm
Stay ahead of fire hazards on your dairy farm with these steps Fire is a universal hazard on today’s dairy farms, whether large or small. Even the smallest equipment malfunction, spark in a haystack or electrical wiring problem can turn to a costly, damaging fire. “When I started in this business, our biggest dairy claims […]
Benefit of Storing Cars, Boats & Bikes for Winter
Benefit of Storing Cars, Boats & Bikes for Winter You may be eligible for a credit if you store your vehicles for the winter. As the weather changes in many parts of the country, we reluctantly look at putting away our summer toys. Even though we put away the summer fun to protect them against […]
Helping Employees Understand Explanation of Benefits
Helping Employees Understand their Explanation of Benefits One of the most common sources of confusion for employees is the Explanation of Benefits (EOB) statement they receive after a medical visit. It’s not a bill—but it often looks like one. As an employer, helping your team understand what an EOB is and how to read it […]