Bid Bonds & Performance Bonds in Ohio | Frost Insurance
Bid Bonds, Performance Bonds, and Payment Bonds: What Contractors Need to Know Winning larger construction projects often starts with one simple requirement: providing a bid bond. Whether you’re bidding on a municipal project, school, state contract, or private development, having access to reliable surety bonding can determine whether you’re even eligible to compete. At Frost […]
Subcontractor Insurance Requirements for Contractors
Subcontractor Insurance: What Contractors Need to Know About Coverage and Liability Hiring subcontractors or independent contractors is a routine part of managing construction projects. They bring specialized skills and help meet deadlines, but they also introduce new risks and complexities, especially when it comes to insurance. Understanding how subcontractor insurance works and what coverage […]
Big Agency Expertise, Right Here at Home | Frost Insurance
Think Local Means Limited? Think Again. When people think of a local insurance agency, they often picture someone writing policies for homes, farms, and small businesses. And they’re right—we proudly do those things every day. But that’s only part of our story. One of the biggest misconceptions we encounter is that a local agency somehow […]
Don’t Let Fear Delay Buying Life Insurance
Don’t Let Fear Delay Buying Life Insurance As an insurance agent, I’ve heard just about every reason someone has postponed buying life insurance. “I don’t like needles.” “I don’t want to have blood drawn.” “I’m sure I won’t qualify anyway.” While those concerns are common, they’re often based more on fear than reality—and they leave […]
Why Knowing Your Crane’s Limits Prevents Accidents
Know the Limitations When Using a Crane Treat no crane lift as a routine occurrence. The world of construction is fast paced. Contractors strive to complete their projects quickly and efficiently without sacrificing quality or safety. Mobile cranes are versatile and powerful pieces of equipment that can help contractors reach those goals by moving materials […]
Summer Fire Safety Tips for BBQs, Bonfires & Fire Pits
From BBQs to Bonfires: Fire Safety Tips Read time: 3 minutes Few things say summer quite like gathering around a grill, fire pit or campfire with family and friends. Whether you’re hosting a backyard cookout, roasting marshmallows with the kids or winding down after a day at the campsite, outdoor fires can be a […]
Has Your Insurance Kept Up With Your Growing Success?
Your Success Has Changed. Has Your Insurance? Growing a successful business is something to celebrate. Whether you’ve doubled your revenue, purchased a larger home, added investment properties, bought recreational vehicles, or expanded your business, success creates opportunity. It also creates risk. One of the most common mistakes we see isn’t that successful people don’t buy […]
Fourth of July Safety Tips to Protect Your Family & Home
Fourth of July Safety Tips: Protect Your Family, Home, and Summer Fun The Fourth of July is one of America’s favorite holidays. Backyard barbecues, fireworks, pool parties, and time spent with family and friends create memories that last a lifetime. Unfortunately, it is also one of the busiest times of the year for fires, injuries, […]
Why Insurance Quote Reviews Matter More Than Ever
Why Reviewing Your Insurance Quote Matters More Than Ever For many insurance customers, the process seems simple: Get three quotes. Compare the premiums. Choose the lowest price. Unfortunately, insurance does not work like buying the same product from three different stores. A lower premium does not always mean you found a better deal. In many […]
Auto Body Repair Insurance: Protect Your Shop & Assets
Smart Protection for Your Auto Body Repair Business Running an auto body repair shop requires skill, precision, and attention to detail. Customers trust you with some of their most valuable possessions — their vehicles — and your employees depend on the right equipment and tools to complete quality repairs. However, even the most experienced repair […]