How Can I Protect My Business From Data Breach?
10 Data Security Methods for Protecting Your Small Business ·3 MIN READ Huge data breaches get major press, but small businesses are at risk like big companies. Of course, most small businesses don’t have multi-million-dollar cyber defense budgets. You can do a lot to improve your data security, though. While there are no absolute guarantees, […]
Claims Continue as Midwest Braces for Severe Storms
Central US States Brace for Possible Severe Storms: Weather Watch By Brian K. Sullivan | May 21, 2024 / Insurance Journal There is a moderate risk — the second highest — of severe thunderstorms across parts of Iowa, Illinois, Wisconsin and Missouri affecting more than 3.8 million people, the US Storm Prediction Center said. “All severe hazards will […]
What If My Prescription Drugs Change During The Year?
I am on Medicare, what if my prescription drugs change in the middle of a calendar year? No worries! When you review your annual plan or enroll in a Part D Prescription Drug plan (PDP) for the first time, your current prescriptions and preferred pharmacies are assessed. This information doesn’t lock you into specific prescriptions or […]
I am still working at 65, what about Medicare?
What if I am turning 65 but still employed full time? What do I do in regards to Medicare? Variables come into play when turning 65 and still employed, who have different options for employees eligible for Medicare. The most common situations are: Your employer employs more than 20 people: You may continue under the […]
Dealing With Contractor Injuries On The Job.
Dealing with injuries on the jobsite for contractors. BY PEKIN INSURANCE · MAR 26, 2024 ·1 MIN READ When you hear about workers’ compensation claims it’s easy to blow them off and blame a lack of training or say, “My business is too careful for that to happen.” In reality, a large portion of workers’ […]
How Does Baseball Season and Glass Claims Work?
How Does Baseball Season and Auto Glass Claims Work? 1 MIN READ Baseball season is here! From supporting your favorite major league team to days at the ballpark for your child’s youth baseball game, I think we can all agree that it is truly America’s favorite pastime! The peanuts are delicious, the fans are roaring, […]
Fannie Mae Could Bar Actual Cash Value Coverage for Homes
Fannie Mae Guidelines Raise Concerns, Could Bar Actual Cash Value Loss Coverage on Homes By William Rabb | May 7, 2024 / Insurance Journal An updated guideline from Fannie Mae, if it stands, could throw a wrench into the property-casualty insurance industry’s move toward actual cash value for more homeowners and condo coverage. A Fannie Mae spokesperson said […]
Am I Automatically Enrolled in Medicare At Age 65?
When I turn 65, will I be automatically enrolled in Medicare? If you receive Social Security, Railroad Retirement, or disability benefits, you will be enrolled in Medicare Part A and Part B automatically. Before your 65th birthday or 24th month of disability, you will receive an Initial Enrollment Package with Medicare details, a questionnaire, and […]
How Can I Avoid Purchasing a Flood-Damaged Vehicle?
How to Avoid Purchasing a Flood-Damaged Vehicle Looking to buy a used car? Avoid the risks of flooded vehicles with our tips on spotting them before you make an expensive mistake. March 27, 2024 | Auto When purchasing a vehicle, knowing if it was damaged in a flood may not be as easy as you’d think. It […]
Follow These Road Safety Tips During Sprint Planting Season
Rural roads are seeing an increase in Farm Equipment. Here’s how to safely travel during this time. Planting season has begun with vigor, and it’s crucial for motorists to be aware of safety precautions while sharing the roads with farm machinery. Steven Freeman, a professor in agricultural and biosystems engineering at Iowa State University, shares […]