Should We Consider Bundling our Employee Benefits?
Benefits Breakdown: Should You Bundle Your Benefits? When it comes to group benefits, bundling isn’t just a buzzword—it can be a smart strategy. Bundling benefits means placing multiple lines of coverage (medical, dental, vision, life, disability, etc.) with one carrier. During renewal or open enrollment season, this is a key opportunity to explore whether bundling […]
Your E-Bike Might Not Be Insured How You Think.
Insurance Considerations for E-Bikes: What You Need to Know Before You Ride Electric bikes, or e-bikes, have exploded in popularity in recent years. These offer a fun, eco-friendly, and efficient way to get around. Whether you use one for your daily commute, weekend adventures, or deliveries, an e-bike is an investment worth protecting. But when […]
Insurance Considerations for “Barndominiums”
What should I consider when looking to live in a barndominium? 2 min read A barndominium is typically a barn that a builder has converted into an all-purpose home and workspace. The name combines barn and condominium; people often shorten it to “barndo.” Some barndominiums are new structures built from a kit and made of […]
Stay ahead of fire hazards on your dairy farm
Stay ahead of fire hazards on your dairy farm with these steps Fire is a universal hazard on today’s dairy farms, whether large or small. Even the smallest equipment malfunction, spark in a haystack or electrical wiring problem can turn to a costly, damaging fire. “When I started in this business, our biggest dairy claims […]
Benefit of Storing Cars, Boats & Bikes for Winter
Benefit of Storing Cars, Boats & Bikes for Winter You may be eligible for a credit if you store your vehicles for the winter. As the weather changes in many parts of the country, we reluctantly look at putting away our summer toys. Even though we put away the summer fun to protect them against […]
Helping Employees Understand Explanation of Benefits
Helping Employees Understand their Explanation of Benefits One of the most common sources of confusion for employees is the Explanation of Benefits (EOB) statement they receive after a medical visit. It’s not a bill—but it often looks like one. As an employer, helping your team understand what an EOB is and how to read it […]
Your Farm Has Grown—Has Your Farm Insurance Kept Up?
Your Farm Has Grown—Has Your Farm Insurance Kept Up?  We know you’re still out there, either in the field finishing harvest or in the shop getting equipment cleaned up. You’re busy, but when things slow down, it’s a great time to make sure your insurance is keeping up with your operation. Farm insurance isn’t just […]
Don’t Confuse Market Value with What It Costs to Rebuild
I could never sell my home for that much! A Homeowners Guide to Replacement Cost and Market Value: Read time: 2 min If a disaster strikes and your home is destroyed, do you know what it would cost to restore your home to the condition it was in before? Let’s discuss the replacement cost of […]
Five major causes for dairy farm insurance claims
Improve dairy farm insurability by addressing these five claim risks Today’s dairy farms face significant risks that can lead to costly insurance claims. Adding to the challenge, fewer insurance carriers are willing to work with dairy farmers, making insurability a growing concern. But with proactive planning and management, dairy farmers can reduce the likelihood and […]
Smarter Group Health Benefits = Stronger Business
Now is the time for a group health insurance benefits plan review. Hi, I’m Ross Durham with Frost Insurance Agency and I work with businesses like yours to make health benefits simple, cost-effective, and actually useful for employees. Here’s a question for you: Are you sure your health benefits plan is working as hard as […]