Should I Change My Medicare Plan During the Election Period?
How Do I Know If I Need to Change My Medicare Plan During the Annual Election Period (AEP)? By Lori Good, Medicare Unit Specialist – Frost Insurance Agency The Medicare Annual Election Period (AEP) runs every year from October 15 to December 7. During this time, Medicare beneficiaries can review, compare, and make changes to […]
Farm Insurance Spotlight – Westfield Insurance Company
Farming sustains communities, drives global supply chains and plays a vital role in everyday life. And row crops are a key part of that system. From corn and soybeans to wheat and hay and just about everything in between. We support a wide range of the farming operations that grow them. Making these agribusinesses a […]
How to Prepare for my Annual Group Health Renewal?
Benefits Breakdown: Preparing for Your Annual Group Health Renewal Renewal season doesn’t have to be a scramble. By preparing early and reviewing your options carefully, you can make strategic decisions that strengthen your benefits package while keeping costs under control. Here’s what to consider when gearing up for your annual renewal. Key Timelines 90–120 Days […]
How To Safely Enter a Grain Bin if You Must
Grain bins serve a critical role in agriculture, providing secure storage and protection for large quantities of grain before it’s sold or processed. However, these structures also pose very serious and threatening dangers to workers if proper safety procedures aren’t followed when working in or around them. Learn more about how to keep our farmers, […]
Life is complicated, Life Insurance doesn’t have to be.
Life is busy, and life insurance can seem like one more thing to figure out later. But protecting the people who depend on you doesn’t have to be overwhelming. This guide breaks it down. What is Life Insurance, and How to Know if You Need It Life insurance is a way to financially assist your […]
Managing Grain Quality at Harvest: Expert Tips for Success
Harvest strategies for managing grain quality, safety risks and storage challenges The 2025 growing season brought extreme variability across the Midwest, from drought-stressed fields to waterlogged crops and bumper yields. During the busy harvest season, these diverse conditions not only increase grain quality challenges but also heighten grain safety risks for farmers, grain elevators, and […]
How does Medicare insurance coverage apply to “snow bird’s?”
How Does Medicare Coverage Apply to Snowbirds? The best part of retirement is the freedom to go wherever you want, whenever you want. But the next question is: “Will I have coverage when I travel?” The short answer: yes. No matter what plan you choose, you’ll have coverage in an emergency. However, once you’re stable, […]
How can we secure our farm’s legacy through estate planning?
Securing your farm’s legacy through estate planning Not many farmers look forward to estate planning. But the process plays a massive role in protecting valuable farm assets and property for both farmers and farm business owners. A strong farm succession plan should include key components that preserve an estate for future generations. Farm transition or […]
Will I automatically be enrolled in Medicare when I turn 65?
Will I automatically be enrolled into Medicare when I turn 65? If you receive Social Security, Railroad Retirement, or disability benefits, Medicare automatically enrolls you in Part A and Part B. About three months before your 65th birthday or 24th disability month, Medicare sends you an Initial Enrollment Package. It includes details, a questionnaire, and […]
What Do My Employees Think About Our Group Health Plan?
Using Employee Surveys to Shape Your Group Health Insurance Strategy Want to know what your employees really think about your benefits package? Just ask them. Employee surveys are one of the most effective tools for tailoring your offerings to match the needs and preferences of your workforce. A little feedback can go a long way […]