The Complete Guide to Your Insurance Declarations Page
Read time: 2.5 min
Let’s go back to the basics and talk about your insurance declarations page. Whether you’re insuring your car, home or business, every policy comes with one. Think of a declarations page like a synopsis or summary of a long, complex novel you just haven’t gotten around to reading yet. A summary allows you to learn about the main characters, the setting, the plot and even how the story ends all without breaking open the book’s spine.
While we don’t recommend spoiling the end of a novel, an insurance declarations page functions in a similar way, providing you with the important information and details you need to know in order to understand the intricacies of your policy.

Let’s get started.
Your insurance declarations page or “dec” page specifically states what is being insured whether it’s a vehicle, home or something else. It also states the active coverages on the policy, so you know what you are paying for exactly.The first page lists basic information about you and your agency.
It states your name, address, policy number and your agency’s name and contact information. Other information listed on the first page includes:- Premium
- Deductible
- Limits
- Policy term
- Coverages