What Is Medicare Part C and Medicare Part D?

Medicare Part A and Part B are the two primary components of Medicare and are often the most talked-about. 

But what about Part C and Part D – the other two parts of Medicare?

Let’s delve into what these additional parts entail:

Medicare Part C, also called Medicare Advantage Plan.  Part C offers an alternative to Original Medicare and is provided by private companies.

These plans are comprehensive, combining Medicare Part A, Part B, and often Part D in a single package.  Typically, you must use healthcare providers within the plan’s network.

On the other hand, Medicare Part D focuses on prescription drug coverage and operates independently from Part A and Part B.

With Medicare Part D, it is highly advisable to explore available plans once you become Medicare eligible to avoid potential penalties.  In addition, reviewing your Part D plan during the Annual Election Period (AEP) – which runs from October 15th to December 7th – is essential.

This period allows you to assess any changes in plans, contracts, or pharmacies and make necessary adjustments for the upcoming year.

For more information contact the Frost Insurance Agency.  Call us at 419-446-2777, send an email to help@frostins.com, or click here to submit your request today!  You can also stop by and see us at one of our four convenient locations in Archbold, Napoleon, Holgate, or Whitehouse.

We do not offer every plan available in your area. Currently, we represent 10 organizations that offer 6,584 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Check back next week for some more Medicare basics on Medicare Monday!!

At our independent agency, we take pride in searching through our extensive network of insurance carriers to unearth the best solutions for you. This commitment means you can take advantage of enhanced coverage or lower rates whenever they emerge. Frost-Beck Insurance Agency harnesses its independence to advocate for you. With access to a diverse range of top-rated and financially sound insurance carriers, we ensure you receive the best coverage at a reasonable price. With Frost-Beck Insurance Agency, you truly get more for less!