Medicare Part A and Part B are the two most talked about coverage parts of Medicare.  However, what about the other two parts?  Let’s briefly delve into what Part C and Part D entail:

Medicare Part C is known as an Advantage Plan.  Part C offers an alternative to Original Medicare and is provided by private companies. These plans are comprehensive, combining Medicare Part A, Part B, and often Part D in a single package.

Typically, you must use healthcare providers within a Part C plan’s network.

Medicare Part D focuses on prescription drug coverage and operates independently from Medicare Part A and Part B. It is highly advisable to explore available plans once you become Medicare eligible to avoid potential penalties. Additionally, it’s crucial to review your Part D plan during the Annual Election Period (AEP) from October 15th to December 7th. This period allows you to assess any changes in plans, contracts, or pharmacies and make necessary adjustments for the upcoming year.

For more information or help in choosing what plans bets fit your needs, contact Lori Good at Frost-Beck Insurance Agency.  Frost-Beck Insurance Agency is conveniently located in both Archbold and Whitehouse, Ohio.  Call Frost-Beck Insurance at 419-446-2777, email us at frost@frostins.com, or click here to submit your request.

Medicare has changed over the years to meet the needs of seniors. Changes in coverage options, provider plans, international coverage, and prescription drug coverage have all changed and not all are available in the same plan. If you have a plan that has not worked for you in the past, then switching over to a different supplement insurance plan may be a better option for you.