Medicare Supplements and Medicare Advantage Plansin Archbold, OH, Napoleon, OH, and Wauseon, OH

Medicare Advantage

Medicare Supplements and Medicare Advantage Plans

Frost-Beck Insurance Agency is ready to help seniors throughout Archbold, Napoleon, and Wauseon, OH who are looking for Medicare Supplements and Medicare Advantage Plans. When it’s time for enrollment, you might feel pressured to choose something quickly, even if you don’t fully understand the difference in plans. Let Frost-Beck Insurance Agency help you understand the right plans, as well as find competitive pricing.

One of the Medicare Supplements you can take advantage of is the Medicap option. This will help with the prices of co-pays, coinsurance, and deductibles. So, after Medicare pays its share, Medigap will come in and pay its portion. There may still be some part of the costs remaining, so it is important to have your information regarding the plan and what you need.

Medicare Supplement

Medigap Medicare Supplement

Chances are you have done your own research and are now looking for competitive pricing for the Medigap / Medicare Supplement. If so, Frost-Beck Insurance Agency is a great place to come. We work for you to find competitive pricing among various carriers. We do not work for one carrier alone or try to push their policies.

If you need a refresher or are looking at Medigap insurance for the first time, here are some things you should know.

You must first be enrolled in Medicare Part A and Part B.
Medigap is different from the Medicare Advantage Plan. The Medigap supplement plan was made to cover the differences in medical costs and medical co-pays. This supplements your original Medicare benefits.
Your Medigap supplement is its own policy with a monthly premium, in addition to the Part B premium.
Medigap insurance is a person-specific policy. Each spouse will need their own separate policies.

Supplement coverage

Medicare Advantage for Archbold, Napoleon, and Wauseon, OH Seniors

Medicare Advantage is a different type of Medicare coverage that many seniors in Archbold, Napoleon, and Wauseon, OH may like have instead of the traditional Medicare coverage. Medicare Advantage provides additional benefits that Medicare does not, including:

Convenient coverage
Long-term savings
Hospice care
Emergency and urgently needed care
Vision, hearing, dental, and wellness programs

Another consideration is that a Medicare Advantage plan could have an out-of-pocket maximum that shields participants from huge medical bills. However, Medicare Advantage does not provide coverage while traveling and may have provider limitations. Medigap generally allows a larger choice in where to receive care.

We know this can be confusing, but we are here to help. By finding the right coverage at competitive pricing, you can weigh the costs vs. the benefits to help you make a confident decision. Contact Frost-Beck Insurance Agency today!

We do not offer every plan available in your area. Currently, we represent 10 organizations that offer 6,584 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Medicare Supplements and Medicare Advantage Plansin Archbold, OH, Napoleon, OH, and Wauseon, OH

Medicare Advantage