How Does Medicare Provide Coverage to “Snow Birds”?
Does Medicare offer plans that cover me if I am a “snowbird”?
We hear clients say all the time that the best part of retirement is that we can go anywhere I want, whenever I want”. Usually immediately followed up with:
“Will I have Medicare coverage if I travel?”
The short answer is yes. No matter what plan you choose, you will have coverage in an EMERGENCY situation; however, once you are stable, coverage could change.
In a Medicare Advantage plan, you would be connected to a network of providers. That being said, in an emergency situation, you will be taken care of, but once you are stable, you should request to be moved to a care center that is “in network” with your insurance company.
Medicare Supplements, however, provide coverage anywhere that accepts Medicare.
Over 93% of the medical professionals and hospitals accept Medicare. Supplements do not come with a “network”. So, if you like to travel to the sunny states when the north is covered in snow, a Medicare Supplement may offer more choices to obtain medical care. However, either Medicare Advantage or Supplements will cover you, just differently, depending on the company and plan you choose.
Schedule your appointment today to fully review your situation before making your educated decision on Medicare coverage. Contact Frost-Beck Insurance Agency in Whitehouse or Archbold, Ohio today. Call 419-446-2777, email us at frost@frostins.com, or click hereto submit your request today.
Medicare is a federal health insurance program that is designed to help individuals sixty-five years and older, and certain other individuals with disabilities obtain the medical insurance they need to cover their specific medical requirements.
At Frost-Beck Insurance Agency, we have your best interest at heart and assist you in finding the Medicare insurance and the Medicare supplements coverage that gives you the freedom to not worry about your Medicare plan, so you can get back to focusing on your life and health worry-free. We work with residents in Toledo, Waterville, Wauseon, Whitehouse, Maumee, Perrysburg, Napoleon, and surrounding areas to procure the correct Medicare for their needs.
