How Does Medicare Coverage Apply to Snowbirds?

The best part of retirement is the freedom to go wherever you want, whenever you want.

But the next question is: “Will I have coverage when I travel?”

The short answer: yes.

No matter what plan you choose, you’ll have coverage in an emergency. However, once you’re stable, your coverage may change.

Medicare Advantage Plans

With a Medicare Advantage plan, you rely on a network of providers. In an emergency, you’ll get care. But once you’re stable, you should transfer to a care center that’s in-network with your insurance company.

Medicare Supplements

With a Medicare Supplement, you have coverage anywhere that accepts Medicare—which includes over 93% of medical professionals and hospitals. Supplements don’t use networks. So, if you travel south when winter hits, a Supplement may give you more options for medical care.

Either way, both Medicare Advantage and Supplements cover you, just in different ways depending on the company and plan you choose.

Schedule your appointment today to talk through your options before making a confident decision about Medicare coverage. We’re here to help!

For more information contact the Frost Insurance Agency.  Call us at 419-446-2777, send an email to help@frostins.com, or click here to submit your request today!  You can also stop by and see us at one of our four convenient locations in Archbold, Napoleon, Holgate, or Whitehouse.

We do not offer every plan available in your area. Currently, we represent 10 organizations that offer 6,584 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Lori Good is a Medicare Unit Specialist at Frost Insurance Agency in Archbold, Ohio. With over 7 years of experience in Medicare, she brings extensive knowledge to assist clients in navigating their healthcare options as they approach eligibility. Lori is part of the team at Frost Insurance Agency, which has partnered with Beck Insurance Agency to offer comprehensive Medicare guidance.