How do I know if I want a Medicare Supplement or a Medicare Advantage Plan?
Many Medicare beneficiaries have one question for me; “How do I know what type of plan is right for me when deciding between a Medicare Advantage plan or a Medicare Supplement plan?”. Well, it depends. We need to explain to you the benefits of each, what your personal needs are, and then we will recommend the one that best suits your unique needs.A plan that is right for your friend or neighbor may not be the best option for you.
Consider your health care needs and budget when doing your plan research and prioritize what is important to you. This could be continuing to see your primary care doctor or specialist or ensuring you can use your preferred hospital or pharmacy. Other considerations are costs, coverage while travelling, or the need for a referral to see a specialist.
Even if you choose to research on your own, you will still have questions. So do not hesitate to discuss with a licensed insurance agent, as doing so does not increase the cost. A licensed agent can meet with you to review the pros and cons of each plan. We can also provide comparisons that show costs, benefits, and features of each plan. When you narrow down the plan type (Medicare Advantage or Medicare Supplement), we can then also look at comparisons of the specific products available in your areal.
For zero added costs, contact Lori Good at Frost-Beck Insurance today to schedule comprehensive review of your current plan. Or meet with Lori to ask the questions that may be causing causing confusion. Lori strives to take the frustration out of your Medicare journey, as evidenced by the flood of client testimonials.
