Insurance Myths, Legends, and Lies…. (#4)
“Insurance is all the same.” This myth is the hardest of overcome. Major insurance company advertising campaigns have effectively convinced people that insurance is all about price. Even insurance agents have contributed to this lie. My first phone calls as an agent began with, “I’d like to see if I can save you money on […]
Myths, Legends, and Lies…. (#3)
“Corporate status will protect me from liability; I’ll just declare bankruptcy and shut down.” Courts can and do pierce the corporate veil in small, closely held corporations. Not being able to provide legal advice (which is a disclaimer agents should provide), this is not to be construed as legal advice; but agents should not let […]
Insurance Myths, Legends, and Lies (#2)
“There is no need to purchase liability limits higher than my net worth.” This is a slightly smarter version of last week’s “lie”, which you can see here. A person’s net worth is the value of all they own minus all they owe; why should it be the magic number…that’s not all the attorney is […]
Insurance Myths, Legends, and Lies (#1)
As professional insurance agents and perpetual students of the industry we routinely hear a wide variety of commonly held beliefs that often leave us scratching our heads. The talented Christopher J. Boggs over at the Insurance Journal has put together a list of some of the most common myths, legends, and lies in hopes of dispelling […]
Christmas Theft Prevention
The Christmas season is a joyous time for most, especially thieves. Here are just a few easy tips to make you and your family less of an easy target: 1. When out shopping if you must leave your purchases in your car, lock them in the trunk so they are out of sight. 2. Keep […]
Pet Health Insurance now available with Frost-Beck Insurance Agency!
Longtime Frost-Beck Insurance Agency partner, Auto-Owners Insurance Company has partnered up with Figo Pet Insurance Company. This partnership allows Frost-Beck Insurance Agency to bring one of the best Pet Health Insurance products to you in the USA, at a discounted rate. Figo has taken a totally new approach to Pet Insurance. Figo is the […]
Thank you too!
“Hi Joe, Hope you had good fishing this weekend with the nice but windy weather. A nice break from the cold. I just wanted to tell you all how impressed Jim & I are with our auto insurance. When I was rear ended about a month ago, your representatives in our area were on the […]
Insurance Fraud Hall of Shame – 2015
Blown up houses, staged wrecks and bogus spine surgeries were among the damage inflicted by nine convicted scammers newly selected to the Insurance Fraud Hall of Shame. They were enshrined by the Coalition Against Insurance Fraud. The Hall of Shame recognizes the year’s most extreme insurance schemers. All were convicted or had other legal […]
2015 Medicare Advantage & Drug Plan Open Enrollment is here!
The Medicare Advantage & Drug Plan open enrollment runs from October 15 to December 7th in 2015. If you are age 65+ or disabled, you should enroll in Medicare A or B, and either purchase a Medicare Supplement with a Part D drug plan, or a Part C, “Advantage Plan” that includes drug coverage. […]
Win Ohio State at Michigan Tickets & Help Charity!
With the generous help of Safeco Insurance Company, Frost-Beck Insurance Agency has organized a drawing for a pair of free tickets to the Ohio State vs Michigan game on November 28 in Ann Arbor, Michigan. We will be selling a maximum of 350 tickets at only $15 each. 100% of the money will be […]