“I have life insurance through my employer.”
When discussing or proposing life insurance options to people we often get this reply. While I could easily touch on a number of reasons why you shouldn’t rely on employer provided life insurance, in this post we will only focus on one. A big one. Approximately 95% of employer provided, group life policies have an […]
PMI Insurance
It has come to my attention that some home buyers mistakenly believe that the PMI, or Private Mortgage Insurance that they are paying for as part of their mortgage payment – protects them. PMI is generally required by the lender when the home buyer has less than the recommended 20% down payment, or equity in […]
What is Basic form, Broad form, and Special form?
Basic, Broad, and Special form are three common coverage forms when insuring property. Basic form is the most restrictive, while Special offers the greater level of protection. Basic form covers these 11 “perils” or causes of loss: Fire or Lightning, Smoke, Windstorm or Hail, Explosion, Riot or Civil Commotion, Aircraft (striking the property), Vehicles (striking […]
Key Employee Retention
Employers – do you have a rock star level employee? You know the one, the dependable self starter. The one who solves problems on their own, but still knows what they don’t know. The one that out performs the rest. Maybe if you are lucky, you have more than one. If you do have a […]
Joe Beck and Joe Buller visit Acuity Insurance
Joe Beck and Joe Buller recently visited with Acuity Insurance in Sheboygan, Wisconsin. “Joe and Joe”, spent two days meeting with the various management teams, industry experts, underwriting, loss control, and the audit team. While it was a short trip, these meetings provided greater insight into Acuity’s coverage differences, product guidelines, the claims process, loss […]
6 Tips to Get Your RV Ready for Use
Ready to get your RV out of storage and on the road? Before you pack up, do a check up on your RV to help ensure your vehicle is safe and ready for your adventures ahead.
Time to dust off that motorcycle!
Finally….it’s that time of the year again! (if the rain would stop) Right now you are pulling your beloved steel horse out of storage…changing the fluids, airing up the tires, checking the lights, topping off the tank, and getting a nice polish on it. But do you have proper insurance coverage on it (and yourself) […]
FREE Boating Education Course – 05/04/19
The Ohio DNR will be holding a FREE boating education course on Saturday, May 4 from 8:00 am to 5:00 pm at Wildwood Preserve Metropark. The address is 5100 W. Central Ave, Toledo. The course covers such things as navigational rules, safety equipment, navigational signage, and Ohio boating laws Ohio law requires any person born […]
Auto-Owners Insurance Company continues exceptional financial ratings.
Auto-Owners Insurance Group continues to be recognized for exceptional financial strength and stability among the nation’s largest insurers. Auto-Owners has once again received the highest AM Best Rating of A++ (superior), and is only 1 of 9 P&C insurers in the United States to do so. This now makes it 47 years in a row […]
Serving Homeowners Insurance Clients From Toledo, Defiance, Bryan, Delta, Sylvania and Waterville, OH
Frost-Beck Insurance is a longstanding company that serves clients in the Toledo, Ohio area that need homeowners insurance and other types of coverage. We take our responsibility to the communities we serve very seriously, and we are quite gratified by that consistent positive feedback that we receive. When you choose our agency, you will receive […]