Locate missing life insurance funds
This is huge….the Toledo Business Journal writes: DOI creates website for missing life insurance funds. The Ohio Department of Insurance (DOI) has a new website to help Ohioans locate a deceased family member’s missing life insurance policy or annuity contract. According to the DOI, the Life Insurance Policy Locator is a user-friendly, free service operated […]
Your best employee just left…..
….now what? Who will replace them? ..now what? How will you compensate for their lost production? Can they be replaced, and at what cost? Even worse, did they go to your competitor? Plan on starting their own competing operations? The thought probably keeps you up at night. If not, it should. For a fraction of […]
Grandparent – gift to Grandchild Idea….
A great (and cheap) gift idea that grandparents can do for their grandchildren is securing for them a whole life product. Maximum policy limits can vary, but examples from very recent cases are…. Three year old female. $10,000 whole life coverage paid in ten annual installments of $123.20. Seven year old female. $10,000 whole life […]
DOT Safety Audits / FMCSA
FEDERAL MOTOR CARRIER SAFETY ADMINISTRATION – FMCSA DOT safety audits are being done without any warning that the auditor is coming to the trucking company’s office. The auditor just shows up. If your company has any alerts in the CSA safety ratings, make sure that your driver qualification files are up to-date along with the […]
What do you call the person that finishes last in medical school?
…”Doctor” Let’s be honest, we all know that the same is true in nearly all professions. Not all doctors, lawyers, painters, plumbers, <insert any profession here> – are the same. Some are exceptional, some are terrible, and the rest fall somewhere in between. Insurance Agents are no different, and they seem to be everywhere. I’m […]
Farmers – time to review!
With any luck you had a decent year despite all of the excessive rain. By now your equipment is hopefully cleaned up an tucked away for the season, and perhaps as the holidays have come to a close you may have a short bit of time to exhale. This is the time of year that […]
Kylie Schultz passes first CIC institute.
Kylie Schultz, one of our Home and Auto insurance agents, recently attended her first CIC Institute in Baltimore, Maryland. We just received notice that she PASSED! The CIC program consists of seven detailed courses which include: Agency Management, Commercial Casualty, Commercial Multiline, Commercial Property, Insurance Company Operations, Life & Health, and Personal Lines. The Personal […]
Taxation and Life Insurance
What is it? Life insurance has long been recognized as a useful and relatively simple way to provide for your heirs and loved ones when you die. If your survivors relied on your income during your lifetime, then they will be able to avoid financial difficulties after your death if your life is adequately insured. […]
Kylie Schultz attends CIC in Baltimore.
Kylie Schultz, (personal lines, farm, and life agent at Frost-Beck Insurance Agency), is in Baltimore, Maryland finishing up the last day of her first CIC institute, Personal Lines. There are seven* CIC institutes. Each institute is 2 days of coursework (16 hours total), followed by a 2-hour essay exam that is required only if obtaining […]
Today’s Advanced Trucking Safety Techniques
If you have been in trucking for a while, you have seen many changes to safety technology through the years. These safety products promise to make your operation safer, with fewer accidents and downtime. So, why aren’t all carriers investing in the latest in fleet safety technology? As you might expect, the answer to this […]