Do my spouse and I have to have the same Medicare supplement plan?
I’m married, do we need to carry the same Medicare supplement plan? The short answer is no. Married or single, each individual person may choose and carry their own plans for both Medicare supplements as well as prescription drug coverage. At Frost-Beck Insurance Agency, we consider each individual’s particular needs and find what plan works […]
When should I start thinking about Medicare?
So when should I begin planning for Medicare? If you are approaching your 65th birthday you are most likely wondering how or when do I sign up for Medicare. At Frost-Beck Insurance Agency, we recommend signing up for Medicare anytime between 3-6 months prior to your sixty fifth birthday by contacting your local social security […]
You end up in a nursing home TODAY…….now what?
How will I pay for a nursing home? At roughly $7,500 a month and an average “stay” of 2 1/2 years……what is your plan? Will your estate need to go through the impoverishment process to get on Medicaid? Auction off your farm ground? Use assets intended to be passed down to loved ones? Liquidate the […]
Looking for Home and Auto Insurance Quotes?
Looking for home and auto insurance quotes with an agency and carriers you can rely on? Frost-Beck Insurance Agency is a 3rd generation, family owned – independent insurance agency. In business since 1948, Frost-Beck Insurance Agency focuses on providing excellent service and sound coverage advice, at a fair cost while continuously building and strengthening client […]
The lowest price rarely means the best…….
In this moment are you still pumped that you went with that cut rate policy and saved a couple dollars? ….or would you feel better knowing that this is fully covered, and that your agent has your back? Choose wisely…… Joseph D. Beck, CIC, CPRM, President Frost-Beck Insurance Agency, Inc.
Safety and Loss Control Issues?
Pekin Insurance Loss Control Services for Your Business Pekin’s Loss Control team can assist management in controlling losses by identifying workplace conditions that can cause loss, providing assistance in developing safety programs and helping to monitor safety program progress. This service includes Property and Liability Surveys, Transportation/Fleet Safety, Workers Compensation, OSHA Compliance, Large Account Service, […]
Now is the time for home and auto insurance.
Throughout most of the year, Kylie usually has a back log of new home and auto prospect quotes she is working on. The exception to this each year is the period of time between Thanksgiving and Christmas. So if you have been considering getting a second look on your home and auto insurance needs, right […]
What is a CIC?
Today’s insurance and risk management industry is vast, complex, and full of confusing variety. As you consider what kind of coverage you need for your unique set of risks and exposures, keep in mind that my training as a Certified Insurance Counselor (CIC) has prepared me to be the competent and proven advisor you need. […]
PSA – Mail Delivery or lack thereof….
Many clients, including myself, are receiving their mail late or often -not at all. Frost-Beck Insurance Agency, it’s employees, and company partners have zero control as to what the USPS does with your mail after it leaves our possession. If the address is verified to be correct, I simply have no answer. We are happy […]
High Limit Disability Income Insurance
Individuals annually earning in excess of $500,000 need disability benefits that can keep pace with their affluent lifestyle – they need High Limit Disability. Plans tailor made for executives, physicians, surgeons, and others. Often, these same individuals are in professions that many companies deem uninsurable. These include entertainers, professional athletes, racecar drivers, and even college […]