Do any Medicare plans cover the cost of over the counter medications?
Are there any Medicare plans that cover over the counter medications? One of the “advantages” of Medicare Advantage Plans are that most come with an over the counter “allowance”. Some have allowances that you can use online, and others that can be used in person at the store. Today, we will will highlight one of […]
Do Medicare Supplements cover the cost of a gym membership?
Does my Medicare Supplement plan include a gym membership? Have you ever heard someone talking about Silver Sneakers and wondered what in the world they were talking about? Most of the major insurance companies that offer medicare supplements include some degree of wellness coverage. Wellness coverage is a discount at a gym or aerobic classes, […]
What if I did not get Medicare Part D during my initial enrollment?
I didn’t buy Medicare Part D when I first enrolled, now what? Medicare Part D is your prescription drug coverage. The Centers of Medicare and Medicaid Services (CMS) says that anyone who is 65 years or older should start their Part D during their initial enrollment period. May of our clients ask, “I do not […]
Step up in basis
Disclaimer: Neither Joseph D. Beck or Frost-Beck Insurance Agency are attorneys or accountants. This content is informational and any advice provided will be that of which we are licensed to provide.
Do I have Vision and Dental coverage with Medicare?
We often get the question “do I have vision and dental coverage with my Medicare”? “Does Medicare cover the cost of routine vision exams, glasses, contacts, dental cleanings, or routine hearing exams? The answer depends on what kind of Medicare plan you have. Traditional Medicare Supplements do not cover routing visits to the eye doctor, […]
What are current CD interest rates?
I have a CD coming up for renewal, what are the current CD interest rates? My question would be, if you are healthy – why would you want to renew a CD? Bare with me… I hate to generalize, but most clients I find that are drawn to CD’s are those who are over the […]
What if it’s time to enroll in Medicare and I’m already on Medicaid?
Medicaid is a federal and state funded program that helps with medical costs for some people who qualify with limited income and resources. Medicaid will help with benefits not normally covered by Medicare. If you are currently on Medicaid and it’s time to sign up for Medicare, please let us know first that you are […]
Who can I talk to about Medicare?
I have so many questions about Medicare, where do I begin- who can I talk to? Us! Turning 65 soon and/or retiring in the near future? These are times when it would be a good idea to give me a call and set up an appointment to just talk about what health care options you […]
Life Insurance for $9.95 a month? Regardless of health??
No doubt you’ve seen commercials on television offering guaranteed-issue whole life insurance for the low, low price of $9.95 a month……regardless of health! If you think this sounds too good to be true, you would be correct. I’ve had several clients over the years ask me about these commercials, and after seeing yet another on […]
Do I have to use a certain pharmacy with my Medicare Part D plan?
I have Medicare Part D, do I have to use a certain pharmacy? When you set up your appointment with us, we will ask that you bring in a list of your current medications, including accurate doses prescribed for each. At your appointment, we will review your medications and ask which pharmacy you prefer. We […]