This is why we ask about life insurance.
A new widow left with inadequate life insurance urges every family to make sure they have enough. In this Pekin Insurance video, new widow Catina Lawyer says that life insurance matters for everyone, even younger people, and explains what a difference good life insurance would have made for her. If you have questions about your […]
Leaving a legacy – a life insurance story.
Susan has a fixed annuity earning 3% interest annually, which is great. Each year, Susan stops by to deposit another $10,000 into this account. However, this time around she was asked what her plans are in the future for this money. Do you intend to begin drawing on it? Using it for something? Susan replies […]
Do I need buy sell life insurance?
Do I need buy sell life insurance? Well, it depends on what outcome you would like. Here’ the tale of two multi-owner businesses: THE BAD Janet and Lindsey are college friends that both hold engineering degrees and started a manufacturing shop together. They focus their attention on the niche market of supplying widgets to a […]
Fire Safety Tips for Auto Repair Shops
According to Acuity’s internal data, fire is one of the most common claims for auto repair shops. Unfortunately, fire also causes some of the most expensive claims. Protecting your shop against fire is a great place to start when looking to reduce the likelihood of a major claim in your shop. Here are a few […]
Will the cost of my Medicare Insurance go up each year?
Do Medicare Premiums go up each year? Before answering you must understand that the cost of Medicare is actually decided by the Federal Government. The average rate increase over the last several years has varied between 2-5% each year. Factors that are used to help determine these rates are generally 1) medical inflation, 2) client […]
My insurance company wants to fix my car with aftermarket parts!
OEM vs Like Kind & Quality vs Aftermarket Parts I have an insurance claim on my car and the insurance company wants to use aftermarket parts, is that ok? Ok, listen…different auto insurance policies have different loss settlement options, even within the same insurance company. Often it comes to optional riders or simply the age […]
How can I protect my young family?
Everyone, regardless of age, wants to do everything they can to protect their family. While each person’s circumstances vary, here is what a 26 year old with a young family decided to do: He chose a Transitional Life policy through Pekin Life Insurance Company. A transitional life policy is a hybrid combination of both term […]
Are their Medicare plans for snow birds?
We winter in Florida, what Medicare plans are best for us? I have heard clients say many time, “the best part of retirement is that I can go anywhere I want, whenever I want”, shortly followed by “will I have coverage if I travel?”. The short and quick answer is yes. No matter what plan […]
Personal Vehicle Drivers Needed? PLEASE READ.
Recently, I saw this photo being shared around on Facebook and at first I thought it was a joke. But because many employers are having severe staffing issues I decided to look into it a little further- just to be sure. A quick google search immediately pulled up this web page. YOU NEED TO […]
I need final expense life insurance, but I am not in great health.
Are you looking for final expense life insurance coverage, but you aren’t in the best of health? With Graded Whole Life Insurance through Pekin Life Insurance Company you can purchase up to $15,000 of valuable coverage without having to qualify based on your health. You don’t have to take medical exams or lab tests for […]