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Disclaimer: Neither Joseph D. Beck or Frost-Beck Insurance Agency are attorneys or accountants. This content is informational and any advice provided will be that of which we are licensed to provide.
Do I have Vision and Dental coverage with Medicare?
We often get the question “do I have vision and dental coverage with my Medicare”? “Does Medicare cover the cost of routine vision exams, glasses, contacts, dental cleanings, or routine hearing exams? The answer depends on what kind of Medicare plan you have. Traditional Medicare Supplements do not cover routing visits to the eye doctor, […]
What are current CD interest rates?
I have a CD coming up for renewal, what are the current CD interest rates? My question would be, if you are healthy – why would you want to renew a CD? Bare with me… I hate to generalize, but most clients I find that are drawn to CD’s are those who are over the […]
What if it’s time to enroll in Medicare and I’m already on Medicaid?
Medicaid is a federal and state funded program that helps with medical costs for some people who qualify with limited income and resources. Medicaid will help with benefits not normally covered by Medicare. If you are currently on Medicaid and it’s time to sign up for Medicare, please let us know first that you are […]
Who can I talk to about Medicare?
I have so many questions about Medicare, where do I begin- who can I talk to? Us! Turning 65 soon and/or retiring in the near future? These are times when it would be a good idea to give me a call and set up an appointment to just talk about what health care options you […]
Life Insurance for $9.95 a month? Regardless of health??
No doubt you’ve seen commercials on television offering guaranteed-issue whole life insurance for the low, low price of $9.95 a month……regardless of health! If you think this sounds too good to be true, you would be correct. I’ve had several clients over the years ask me about these commercials, and after seeing yet another on […]
Do I have to use a certain pharmacy with my Medicare Part D plan?
I have Medicare Part D, do I have to use a certain pharmacy? When you set up your appointment with us, we will ask that you bring in a list of your current medications, including accurate doses prescribed for each. At your appointment, we will review your medications and ask which pharmacy you prefer. We […]
How much does Medicare Part A and Part B cost?
How much does Medicare Part A and Part B cost? If you have worked at least 40 calendar quarters and paid social security taxes, Medicare Part A is provided at “zero premium”. Medicare Part A is hospital coverage and also covers skilled nursing care, hospice care, as well as some other limited services. Medicare Part […]
I have HBO Max, but no life insurance! What?
I don’t have any life insurance, but I have HBO Max! While it sounds silly when you say it to yourself, unfortunately way too many people are all to willing to spend money on vices of pleasure, but aren’t willing to invest the same to ensure their loved ones will be taken care of should […]
Do I have to stay in network with Medicare?
I have Medicare, do I have to stay in network? Medicare Advantage Plans are through private insurance companies and for those plans, you usually have to stay in a “network” of doctors for the best coverage. When you sign up for a Medicare Advantage Plan, we make sure that your current doctors, specialists, and preferred […]