Medicare Supplements by Pekin Insurance Company
When you are over the age of 65, you hear a lot about Medicare and Medicare Supplement policies. Frost-Beck Insurance Agency and Pekin Insurance is here to help you cut through the clutter: Medicare is a compromise between what you need and what the government can afford to pay, so it won’t cover all of […]
$50,000 in a CD or Annuity?
Mary is a healthy 65 year old who is recently retired. Between her retirement accounts and social security she has enough to live comfortably. Mary also has $50,000 sitting in a CD that she keeps renewing at modest interest rates. The earnings are low, but it’s safe. Mary doesn’t plan on needing or spending that […]
Home and Auto Insurance through Frost-Beck Insurance Agency
In 2019 the top ten insurance companies in terms of advertising spending dished out a whopping $5,281,000,000. That $5.28 BILLION only includes the ten biggest spenders. Most of these companies claim to be able to save you the most money by switching to them. And it works. Each of those insurance companies have tremendous growth […]
Get started with Medicare
Getting Medicare is a major milestone. Here’s where you can get the information you need, no matter where you are in your Medicare journey. 5 important facts: 1. Some people get Medicare automatically, and some have to sign up. You may have to sign up if you’re 65 (or almost 65) and not getting Social […]
Specialized Fleet Insurance
Specialized Fleet Insurance available through Acuity Insurance Company. Acuity Insurance Company is a valued partner of Frost-Beck Insurance Agency. Acuity understands the unique insurance needs of your trucking business. From tractor-trailers to vans and owner-operators to fleets, Acuity has the coverages you need to protect your business. We’ve developed our expertise by insuring motor carriers […]
Teen driving tips
Motor vehicle crashes are the second leading cause of death among U.S. teens. 2,375 teenagers aged 13-19 died in 2019 from crash-related injuries. It’s far more dangerous to be a teen driver today. Research shows that driver risk is highest at the age of sixteen. The crash rate per mile driven for teens between 16 […]
You Just Got into a Car Accident. Now What?
The minutes right after a car accident are a blur. What just happened!? What am I supposed to do now? Well, first, take a deep breath then: 1. Move to a safe location If you are able to move your vehicle, get to a safe location off the road and put your hazard lights on. […]
This is why we ask about life insurance.
A new widow left with inadequate life insurance urges every family to make sure they have enough. In this Pekin Insurance video, new widow Catina Lawyer says that life insurance matters for everyone, even younger people, and explains what a difference good life insurance would have made for her. If you have questions about your […]
Leaving a legacy – a life insurance story.
Susan has a fixed annuity earning 3% interest annually, which is great. Each year, Susan stops by to deposit another $10,000 into this account. However, this time around she was asked what her plans are in the future for this money. Do you intend to begin drawing on it? Using it for something? Susan replies […]
Do I need buy sell life insurance?
Do I need buy sell life insurance? Well, it depends on what outcome you would like. Here’ the tale of two multi-owner businesses: THE BAD Janet and Lindsey are college friends that both hold engineering degrees and started a manufacturing shop together. They focus their attention on the niche market of supplying widgets to a […]