Life Insurance 101
What is life insurance? Well, it’s actually a simple answer to a difficult question. From parents, to empty nesters, single people, to retirees – almost everyone has someone who depends on them. So ask yourself, would my loved ones struggle financially if I weren’t here? If the answer is yes, then you likely need […]
Does Medicare come with Dental and Vision coverage?
So does Medicare come with Vision and Dental coverage? We often get asked if Medicare covers routine vision exams, glasses, contacts, dental cleanings, or routine hearing exams. The answer depends on what kind of Medicare plan you have. Traditional Medicare supplements do not cover routing visits to the eye doctor, the dentist, or an audiologist. […]
Insurance Department Asks Ohioans to Report Insurance Fraud
PRESS RELEASE – Insurance Department Asks Ohioans to Report Insurance Fraud COLUMBUS – One of the leading white-collar crimes in the country, more than $40 billion worth of insurance fraud occurs each year increasing the cost of insurance around $700 annually for families, according to several reports. Ohio Department of Insurance director Judith L. French […]
I’m on Medicaid but it’s time to enroll into Medicare?
I am currently on Medicaid, but I’m due to enroll into Medicare and I don’t know what to do. Medicaid is a federal and state funded program that helps with medical costs for individuals that qualify due to limit income or other resources. Medicaid helps with benefits not normally covered by Medicare. If you are […]
Why did house insurance premiums start going up in 2020?
Great read on what is driving homeowner’s insurance rates right now: If you opened your home insurance bill recently and noticed it’s significantly higher, you’re not alone. In fact, homeowners across the nation are facing rising home insurance bills regardless of their insurance company. Why is my home insurance bill so high? Short answer: It’s more […]
Affordable Disability Insurance for Hairdressers and more!
Most hair stylists today working in salons and spa’s are paid as 1099 employees, which means they are actually self- employed sub contractors. A drawback of being self employed is that most booth renting hair dressers aren’t given the option to enroll into a Group Disability Insurance plan. The lack of disability insurance becomes an […]
What is the best safety tip for contractors?
Pekin Insurance Company has a long history of success in providing insurance coverages to commercial and residential contractors. Contractors continue to be a target market for Pekin Insurance. Contractors pose a variety of challenges in regards to safety. This includes working in small groups or independently, lack of supervision, driving exposures, working from heights, working […]
I’m about to turn age 65, what are Medicare Insurance Parts C and Part D?
What are Medicare Parts C and Part D? Last week we discussed Medicare Parts A and B, but there are two more parts that you will hear others talk about and see and hear on commercials. So what are people talking about when they mention Medicare Parts C and D? Part C is a how […]
Truckers, access your FMCSA motor carrier data.
Acuity Insurance Company has partnered with the Central Analysis Bureau (CAB) to provide trucking customers with resources and tools to help them run a safe, profitable operation. Acuity trucking customers can now directly access their FMCSA motor carrier data in a user-friendly CAB dashboard that includes many helpful tools and reports also used by insurers […]
What does Medicare Part A and Part B cover?
Do you know what coverage you are getting when you sign up for Medicare? Medicare is a government funded insurance. You enroll in Medicare though the Social Security office when you are of age or if you qualify through a qualifying disability. When you qualify for Medicare you are able to get Part A, and […]