Insurance Fraud costs the average US family between $400 and $700 a year.
According to the FBI, non-health insurance related insurance fraud costs the average US family between $400 to $700 each year in increased premiums. This amounts to over $40 Billion per year. The insurance industry consists of more than 7,000 companies that collect over $1 trillion in premiums each year. The massive size of the industry […]
Looking for Cheap Auto Insurance?
Looking for Cheap Auto Insurance? Auto insurance shopping advice often focuses on finding the cheapest price available. But what trade offs are you making to achieve this goal? Could finding the cheapest auto insurance leave you with unintended coverage gaps or potential poor customer service if you do have a claim? Having a base understanding […]
Get Auto Insurance and Homeowners Insurance Quotes
Whitehouse, Waterville, and Monclova – Do you need a second opinion on your home and auto insurance needs? When is the last time you had a full review of your personal insurance and had a trusted professional take it to market? The time may be now. It may be time to call or stop by […]
What if I am injured and can no longer work?
At the age of 27 I was training for my first marathon, I was living my dream. Michael was in Washington, D.C. and was crossing the street when he was hit by a drunk driver. When we got to see Michael they were dealing with multiple fractures in his leg, a separated shoulder, a fractured […]
NEW 3.25% Interest Rate through Auto-Owners Annuities
Auto-Owners Life Insurance Company just raised the interest rate on their Item 501 Deferred Annuities to 3.25%. The Item 501 Annuity product includes a six year interest rate lock on “new money” going into the policy. Non-qualified money going is does not have any contribution limitations like the older Item 300 or 301 annuities. So […]
Should I revisit my Medicare plans each year?
Do you currently have Medicare? Do you revisit your Medicare plans each year? Every year you have the opportunity to review your current plans during the Annual Election Period, commonly know as AEP. During this time, you should contact your agent to go over your current prescription drug coverage (PDP) to make sure that you […]
Do I Need Contractors Errors and Omissions Insurance?
Closing The Gaps: Contractors Errors and Omissions BY PEKIN INSURANCE · FEB 1, 2022 ·1 MIN READ Listen, we know artisan contractors are masters at their trade. You’re an expert and your business is built on knowledge, experience, and integrity. Do you really need Contractors Errors and Omissions Insurance? Well, it depends on how much […]
Farm Tractor Safety Tips from Celina Insurance Group
Great tips on farm tractor safety from Celina Insurance Group! Match operator to Equipment. Take into account the driver’s size, experience, and decision making ability when setting your equipment and attached machinery. One Seat Means One Person. Tractors do not have a safe child care location. Extra riders disrupt the driver’s attention to detail and […]
When is the Medicare Annual Enrollment Period?
The Medicare annual enrollment period, known as AEP, is right around the corner. Did you know you should revisit your Medicare every year? This also includes Medicare Advantage Plans and Prescription Drug Plans. Between October 15th and December 7th, you have the opportunity to revisit your current plans to see if they are still the […]
U.S. Supreme Court Refuses to Hear COVID Business Interruption Case
Supreme Court Refuses to Hear COVID Business Interruption Case By Jim Sams, Insurance Journal / June 8, 2022 The US Supreme Court decided Monday that it will not hear an appeal of a decision that denied coverage for losses caused by COVID-19 shutdown orders, effectively closing the last door for such claims in the federal […]