Life insurance saves family living paycheck to paycheck

Michael, 32, was a fit and healthy family man.  As he left to run a 10K race, he kissed his wife, Traci, good-bye along with newborn Calvin and “big” sister Josie.  He never made it home.  As he crossed the finish line, Michael collapsed and died.  The Kovacic family would never be the same.  Thankfully, […]

Why do I keep getting calls about Medicare?

I am getting a TON of phone calls regarding Medicare! Unfortunately, many companies will call as many people as they can during the Annual Election Period (AEP) each year.  Those eligible for Medicare get inundated by mailings, phone calls, and television commercials.  With the volume of annoying calls coming your way, please try not to […]

Show your love by securing life insurance.

Love Beyond Words The way you express your love each day, whether through words or actions, strengthens your relationships and makes those close to you feel valued.  Love can be expressed in many ways: a knowing glance, a kind deed, shared memories, a thoughtful gift, or words of encouragement. Getting life insurance is an expression […]

Considerations before jumping into a restoration.

From Hagerty Media, Colin Comer 08/02/2022 Recently I saw an Instagram post about a 25,000-hour restoration. It turned out to be apocryphal, but true or not, it got me thinking. Restorations have been around almost as long as cars themselves. Then as now, the term is open to a great deal of interpretation. But no […]

What do I need to do if I’m in an auto accident?

What To Do If You Get In a Car Accident The squeal of tires, the crunching of metal or plastic, shattering of glass—those are sounds no driver wants to hear. Getting in a car accident can be a scary and stressful event, but keeping the following tips in mind can make the accident and claims […]

Do I need to change my Medicare plan this year?

How do I know if I should change anything during the upcoming Annual Election Period, or “AEP”? The first place to start when the AEP is near is review your Evidence of Coverage (EOC) as well as your Annual Notice of Change (ANOC) which is mailed to you on September 30th each year.  The ANOC […]

What Does a Million-Dollar Life Insurance Policy Really Mean?

One million dollars seems like a lot of money, and for most of us, it really is. However, when it comes to life insurance, is a one-million-dollar life insurance policy enough? Is it too much? Let’s look at what a million-dollar life insurance policy really means for your financial security. The Basics of a One-Million-Dollar […]

3 Myths About Life Insurance

3 Myths About Life Insurance No one really wants to think about life insurance. But if someone depends on you financially, it’s a topic you shouldn’t avoid.  Are any of these reasons stopping you from getting the life insurance coverage you need?  If so, read on! My family can rely on loans or other family […]

I’m no longer happy with my Prescription Drug Plan

My medications have changed and I am not happy with my Prescription Drug Plan (PDP) anymore.  Is there something I can do? If you need to change your PDP you have the opportunity each year to revisit and change your prescription drug plan.  This opportunity to make changes is the Annual Election Period, or “AEP”.  […]

How to Help Teen Drivers Be Safe

Hello, responsible guardians! First of all, good for you. Good job researching how you can keep your teen driver safe. We hope we can help both you and your teen feel more confident about hitting the road with these tips. Parent and teen driving rules Parent-Teen Driving Contract template Safe driving vehicle features Apps to […]