What if I am injured and can no longer work?

At the age of 27 I was training for my first marathon, I was living my dream.   Michael was in Washington, D.C. and was crossing the street when he was hit by a drunk driver.  When we got to see Michael they were dealing with multiple fractures in his leg, a separated shoulder, a fractured […]

NEW 3.25% Interest Rate through Auto-Owners Annuities

Auto-Owners Life Insurance Company just raised the interest rate on their Item 501 Deferred Annuities to 3.25%.  The Item 501 Annuity product includes a six year interest rate lock on “new money” going into the policy.  Non-qualified money going is does not have any contribution limitations like the older Item 300 or 301 annuities.  So […]

Should I revisit my Medicare plans each year?

Do you currently have Medicare?  Do you revisit your Medicare plans each year?   Every year you have the opportunity to review your current plans during the Annual Election Period, commonly know as AEP.  During this time, you should contact your agent to go over your current prescription drug coverage (PDP) to make sure that you […]

Do I Need Contractors Errors and Omissions Insurance?

Closing The Gaps: Contractors Errors and Omissions BY PEKIN INSURANCE · FEB 1, 2022 ·1 MIN READ Listen, we know artisan contractors are masters at their trade. You’re an expert and your business is built on knowledge, experience, and integrity. Do you really need Contractors Errors and Omissions Insurance? Well, it depends on how much […]

Farm Tractor Safety Tips from Celina Insurance Group

Great tips on farm tractor safety from Celina Insurance Group! Match operator to Equipment.  Take into account the driver’s size, experience, and decision making ability when setting your equipment and attached machinery. One Seat Means One Person.  Tractors do not have a safe child care location.  Extra riders disrupt the driver’s attention to detail and […]

When is the Medicare Annual Enrollment Period?

The Medicare annual enrollment period, known as AEP, is right around the corner.  Did you know you should revisit your Medicare every year?  This also includes Medicare Advantage Plans and  Prescription Drug Plans.   Between October 15th and December 7th, you have the opportunity to revisit your current plans to see if they are still the […]

U.S. Supreme Court Refuses to Hear COVID Business Interruption Case

Supreme Court Refuses to Hear COVID Business Interruption Case By Jim Sams, Insurance Journal / June 8, 2022 The US Supreme Court decided Monday that it will not hear an appeal of a decision that denied coverage for losses caused by COVID-19 shutdown orders, effectively closing the last door for such claims in the federal […]

Preferred Tree Service Contractor Insurance

Tree Care Contractors often have a hard time finding insurance companies who are willing to insure them.  When they do find a company it often comes at a higher premium cost than other types of contractors.  The reason for this is because trimming and removing trees can be quite dangerous and the risk of damage […]

How landlords can prevent or stop human trafficking

Sheboygan Police Department Detective Tamara Remington discusses a few red flags landlords and property owners should look for to help prevent human trafficking. “Hi, I’m Tamara Remington, I’m a detective with Sheboygan Police Department.  I’ve been in law enforcement for over 23 years, and in honor of National Human Trafficking Prevention Month,  I’m here to […]

How can buying life insurance help my family?

Here the story how a mother’s love and insistence on getting life insurance protected her loved ones after she passed. I love my two boys, they are my whole world…they are everything to me.  But being a single parent at my age was never a thought of mine.  My wife Katie, she was the nicest […]