4 Common Fire Hazards in Every House
According to the National Fire Protection Association, local fire departments responded to 1.35 million fires in 2021. And unfortunately, these fires cause upwards of $16 billion in damages annually. The good news is that many of these fires can be prevented by simply being aware of fire hazards around your home or apartment. Source Acuity […]
Keep an eye out for our farmers
The days are getting shorter and cooler, the kids are back at school, football is in full swing, and the leaves are beginning to turn colors. It’s officially fall, and with that comes harvest season for our area farmers. This time of year our farmers spend a great deal of time in the fields and […]
Real LIFE Insurance Stories
A Parent’s Sacrifice—and Gift Roberto Loera would do anything for his family. That included leaving his homeland of Mexico and living and working in Colorado so he could provide a better life for his wife, Maria, and two boys, Roberto Jr. and Abel. He spent years working in the ski resorts during the high season, […]
Medicare Part B Premiums Now Available
Changes are inevitable and this also holds true with Medicare. With Medicare – each year plans change, carriers change, medication formularies change, pharmacies change, costs change, and on and on. Now is the time to review all of the upcoming Medicare changes for 2023. The opportunity to review is October 15 through December 7. Call […]
Warning! Don’t be fooled by Rideshare endorsements.
Social trends and advances in technology and ideas often develop too fast for insurance companies and agents to respond. Insurance is confusing for most people (and many agents), and as the world around us continues to evolve the opportunity for the “horrible insurance story” grows in both frequency and severity. Insurance agents used to only […]
Harvest Season Safety from Celina Insurance Group
September 18-24 is National Farm Safety and Health Week. Its timing is not a coincidence, as fall harvest time can be one of the busiest and most dangerous seasons for the ag community. Let’s all do our part to make sure everyone gets home safely September 18-24 is National Farm Safety and Health Week. Its […]
How do I know if I need a Medicare Supplement or an Advantage Plan?
So, how do I know if I want a Medicare Supplement or a Medicare Advantage Plan? So many Medicare clients have one question for us and that is “how do I know what is right for me?” “Should I choose a supplement plan or an advantage plan? The simple answer is that each client […]
Retain Great Employees with Key Person Life Insurance
Closing The Gaps: Key Person Insurance BY PEKIN INSURANCE · AUG 31, 2022 ·1 MIN READ Do you have an employee that your business simply would not thrive without? As business owners, we all have people in our company that we depend on in a unique way. These people are vital to the success of […]
What is the Annual Medicare Enrollment Period?
One of the most important aspects of Medicare that you need to know is that you can only change plans during certain times of the year. Each year, the Annual Enrollment Period (AEP) runs from October 15th through December 7th. During this time you are able to review your current plan, it’s coverages, your needs, […]
Comparing CD returns to Single Premium Whole Life
CD’s (Certificates of Deposit) have long been a favored financial tool for many in their retirement years. Although you won’t achieve spectacular growth with a CD, they do provide a guaranteed return with little to no exposure to risk. For people who have retired and have little time for market recovery in the event of […]