Does my insurance cover me when renting a car?
Am I covered while renting a car? A common question presented to our staff is….”does my auto policy cover me while renting a car?” The answer to that is yes, and no. The coverage that you carry on your own auto policy usually does extend to a rental car. The same liability limits apply, and if you […]
How do I prepare my house for the colder weather?
Getting Your House Ready for Fall The temperature is dropping. The leaves are changing. Days are getting shorter. It is starting to feel like fall. You start to get into the mood for certain things in the fall: chili, football, crafting. But, before you go out for a pumpkin spice latte, there are a few […]
Free for Medicare Eligible Veterans – click for details.
Medicare eligible Veterans are invited to a free private screening of a blockbuster movie at Wauseon Skye Cinema on November 15. (we can’t publish what the movie is due to copyright, but if you call we can let you know) Time is 11:00 am to 2:00 pm. You’ll get free admission, popcorn, and soda. This […]
Medicare Walk Ins Available at our Whitehouse, Ohio Office
There are only a total of 36 business days in the Annual Enrollment Period for Medicare. (AEP) We are now seven days in, with only twenty-nine more days to go! The Archbold office is filling up fast, and we are now scheduling into the fourth week of November (21st and beyond). To schedule your appointment […]
You can now improve your Trucking CSA scores though appeal.
Great news courtesy of Humphrey Transportation Compliance! Compliance, Safety, Accountability Scores, or CSA Scores are a rating tool used to help identify high risk trucking operations and drivers. These scores are also looked at as part of the insurance underwriting and rating process. Improving your score whenever possible can only help with your good standing […]
Why are insurance policies so long and complicated?
‘Where’s Waldo?’ Why Are Insurance Policies So Long and Complicated? By Bill Wilson | October 17, 2022 / The Insurance Journal Ambiguity and incomprehensibility seem to be the favorite tools of the insurance trade in drafting policies. Most are a virtually impenetrable thicket of incomprehensible verbosity. It seems that insurers generally are attempting to convince the customer […]
Why enroll in a Medicare Plan at a big box store or grocery?
Why would you choose to enroll in your Medicare plans at a big retail box store, grocery store, or even a pharmacy? Is the representative that’s helping you choose your plan an experienced and licensed agent? Are they certified with multiple insurance companies, or just the one they are selling? Wouldn’t it make more sense […]
Why your brain avoids your need for life insurance.
Why Life Insurance Is Important and Why Your Brain is Avoiding It Funeral, burial, grave, loss and other words related to death ignite survival mode in our brains, viewing death as an event that can only happen to other people. Although it is hard to admit, end-of-life preparations help ease these feelings of uncertainty. Selecting […]
Do I really need to review my Medicare if I am happy with my current plan?
The Annual Election Period (AEP) each year is your opportunity to review your current Medicare plan, coming changes, and other options. Even if you are perfectly happy with how things are now, it is a good practice to still review with a certified and licensed agent during the Annual Election Period. This is the time […]
Life Insurance Can Last Longer Than a Good Farm Tractor
Life Insurance Can Last Longer Than a Good Tractor Source A good tractor lasts 20-30 YEARS. If you’re fortunate, you will last much longer than that. Will you outlive your debt, though? You can only hope! In 2020, the USDA predicted overall debt in the farming sector would reach a record $433.8 BILLION. It’s not a shocking […]