Medicare Part B Premiums Now Available
Changes are inevitable and this also holds true with Medicare. With Medicare – each year plans change, carriers change, medication formularies change, pharmacies change, costs change, and on and on. Now is the time to review all of the upcoming Medicare changes for 2023. The opportunity to review is October 15 through December 7. Call […]
Warning! Don’t be fooled by Rideshare endorsements.
Social trends and advances in technology and ideas often develop too fast for insurance companies and agents to respond. Insurance is confusing for most people (and many agents), and as the world around us continues to evolve the opportunity for the “horrible insurance story” grows in both frequency and severity. Insurance agents used to only […]
Harvest Season Safety from Celina Insurance Group
September 18-24 is National Farm Safety and Health Week. Its timing is not a coincidence, as fall harvest time can be one of the busiest and most dangerous seasons for the ag community. Let’s all do our part to make sure everyone gets home safely September 18-24 is National Farm Safety and Health Week. Its […]
How do I know if I need a Medicare Supplement or an Advantage Plan?
So, how do I know if I want a Medicare Supplement or a Medicare Advantage Plan? So many Medicare clients have one question for us and that is “how do I know what is right for me?” “Should I choose a supplement plan or an advantage plan? The simple answer is that each client […]
Retain Great Employees with Key Person Life Insurance
Closing The Gaps: Key Person Insurance BY PEKIN INSURANCE · AUG 31, 2022 ·1 MIN READ Do you have an employee that your business simply would not thrive without? As business owners, we all have people in our company that we depend on in a unique way. These people are vital to the success of […]
What is the Annual Medicare Enrollment Period?
One of the most important aspects of Medicare that you need to know is that you can only change plans during certain times of the year. Each year, the Annual Enrollment Period (AEP) runs from October 15th through December 7th. During this time you are able to review your current plan, it’s coverages, your needs, […]
Comparing CD returns to Single Premium Whole Life
CD’s (Certificates of Deposit) have long been a favored financial tool for many in their retirement years. Although you won’t achieve spectacular growth with a CD, they do provide a guaranteed return with little to no exposure to risk. For people who have retired and have little time for market recovery in the event of […]
Life insurance saves family living paycheck to paycheck
Michael, 32, was a fit and healthy family man. As he left to run a 10K race, he kissed his wife, Traci, good-bye along with newborn Calvin and “big” sister Josie. He never made it home. As he crossed the finish line, Michael collapsed and died. The Kovacic family would never be the same. Thankfully, […]
Why do I keep getting calls about Medicare?
I am getting a TON of phone calls regarding Medicare! Unfortunately, many companies will call as many people as they can during the Annual Election Period (AEP) each year. Those eligible for Medicare get inundated by mailings, phone calls, and television commercials. With the volume of annoying calls coming your way, please try not to […]
Show your love by securing life insurance.
Love Beyond Words The way you express your love each day, whether through words or actions, strengthens your relationships and makes those close to you feel valued. Love can be expressed in many ways: a knowing glance, a kind deed, shared memories, a thoughtful gift, or words of encouragement. Getting life insurance is an expression […]