Medicare Walk Ins Available at our Whitehouse, Ohio Office

There are only a total of 36 business days in the Annual Enrollment Period for Medicare.  (AEP)  We are now seven days in, with only twenty-nine more days to go! The Archbold office is filling up fast, and we are now scheduling into the fourth week of November (21st and beyond). To schedule your appointment […]

You can now improve your Trucking CSA scores though appeal.

Great news courtesy of Humphrey Transportation Compliance! Compliance, Safety, Accountability Scores, or CSA Scores are a rating tool used to help identify high risk trucking operations and drivers.  These scores are also looked at as part of the insurance underwriting and rating process.  Improving your score whenever possible can only help with your good standing […]

Why are insurance policies so long and complicated?

‘Where’s Waldo?’ Why Are Insurance Policies So Long and Complicated? By Bill Wilson | October 17, 2022 / The Insurance Journal   Ambiguity and incomprehensibility seem to be the favorite tools of the insurance trade in drafting policies. Most are a virtually impenetrable thicket of incomprehensible verbosity. It seems that insurers generally are attempting to convince the customer […]

Why enroll in a Medicare Plan at a big box store or grocery?

Why would you choose to enroll in your Medicare plans at a big retail box store, grocery store, or even a pharmacy? Is the representative that’s helping you choose your plan an experienced and licensed agent?  Are they certified with multiple insurance companies, or just the one they are selling? Wouldn’t it make more sense […]

Why your brain avoids your need for life insurance.

Why Life Insurance Is Important and Why Your Brain is Avoiding It Funeral, burial, grave, loss and other words related to death ignite survival mode in our brains, viewing death as an event that can only happen to other people. Although it is hard to admit, end-of-life preparations help ease these feelings of uncertainty. Selecting […]

Do I really need to review my Medicare if I am happy with my current plan?

The Annual Election Period (AEP) each year is your opportunity to review your current Medicare plan, coming changes, and other options. Even if you are perfectly happy with how things are now, it is a good practice to still review with a certified and licensed agent during the Annual Election Period.  This is the time […]

Life Insurance Can Last Longer Than a Good Farm Tractor

Life Insurance Can Last Longer Than a Good Tractor Source A good tractor lasts 20-30 YEARS. If you’re fortunate, you will last much longer than that. Will you outlive your debt, though? You can only hope! In 2020, the USDA predicted overall debt in the farming sector would reach a record $433.8 BILLION. It’s not a shocking […]

4 Common Fire Hazards in Every House

According to the National Fire Protection Association, local fire departments responded to 1.35 million fires in 2021. And unfortunately, these fires cause upwards of $16 billion in damages annually. The good news is that many of these fires can be prevented by simply being aware of fire hazards around your home or apartment. Source Acuity […]

Keep an eye out for our farmers

The days are getting shorter and cooler, the kids are back at school, football is in full swing, and the leaves are beginning to turn colors.  It’s officially fall, and with that comes harvest season for our area farmers. This time of year our farmers spend a great deal of time in the fields and […]

Real LIFE Insurance Stories

A Parent’s Sacrifice—and Gift Roberto Loera would do anything for his family.  That included leaving his homeland of Mexico and living and working in Colorado so he could provide a better life for his wife, Maria, and two boys, Roberto Jr. and Abel.  He spent years working in the ski resorts during the high season, […]