Insurance Recommendations for my Plumbing Business
How Insurance Can Be the Plumbers Putty to Your Business. BY PEKIN INSURANCE · APR 19, 2023 ·1 MIN READ Your plumbing business uses plumbing putty to help fill the gaps and keep everyone’s water systems from leaking. In a similar fashion, a business insurance policy that is built for your business can help fill […]
Do I Need Renters Insurance? If so, why?
5 Reasons Why You Need Renters Insurance According to a study by the National Association of Insurance Commissioners, only 57% of renters have renters insurance – which means about 25 million apartment households are not covered. Although renters insurance may not be required by your landlord, there are several important reasons to protect yourself while renting. […]
Why do insurance companies ask about dogs?
Dog-Related Injuries Cost Insurers More Than $1 Billion in 2022 April 12, 2023 / The Insurance Journal Insurers paid out more than $1 billion in dog-related injury claims in 2022, a 28% increase over 2021 even though the number of claims decreased last year, according to the Insurance Information Institute (Triple-I). There were 17,597 […]
What should I do before leaving for vacation?
7 Things to Do Around the House to Ease Your Mind Before You Leave for Vacation Are you traveling for spring break soon? If so, here are seven quick tips that you can follow to make sure you keep the vacation zen going when you arrive home. Close your eyes and picture—wait, I […]
What should I know about long-term care insurance?
What you need to know about long-term care insurance and hybrid policies. From Life Happens! Raising children. Caring for aging parents. Building purposeful careers. We dedicate much of our lives to the people and things that mean the most to us. Eventually these responsibilities recede, allowing us more time for ourselves. This should be an […]
Does my spouse and I have to be on the same Medicare plan?
Do my spouse and I have to be on the same Medicare plans? The short answer is no. Each individual can have their own plan for both medical coverage as well as prescription coverage. We look at each client as an individual and find what plans work best for that person. Many times during an […]
Where do I begin my search for Medicare plans?
I am turning sixty-five and retiring soon, which means I need to start looking into Medicare. Where can I find help? You have found it. The best starting point is to schedule an appointment with a Medicare professional to help explain and walk you through the process. As you approach these milestones, you will have […]
What do I need to know about house insurance?
Seven Things Nobody Tells you About Homeowners Insurance Congrats! You’re a homeowner. Or, maybe you’re touring houses for sale and about to be a homeowner. Either way, welcome. Welcome to a stream of never-ending projects, fun surprises and a place to call your own. We all know houses keep us busy, so it makes sense […]
Is a Scooter a Vehicle? Appeals Court Says ‘Yes’
Is a Scooter a Vehicle? Appeals Court Says ‘Yes’ and State Farm Must Pay UM Claim By Jim Sams | April 4, 2023 Source: The Insurance Journal State Farm must pay an uninsured motorist claim for injuries caused by an electric motor scooter even though the scooter didn’t match the definition of “motor vehicle” in Florida statutes, […]
Is Technology Turning Us Into Bad Drivers?
Is Driver-Assist Technology Actually Making Us Worse Drivers? According to a study by the Insurance Institute for Highway Safety, many drivers treat driver-assist technology as fully self-driving. In the study, the IIHS questioned 600 drivers who often use manufacturer’s driving assistance tools. A majority of them were more likely to perform non-driving-related activities like eating […]