What do I get when I sign up for Medicare?
Do you know what coverage you are getting when you sign up for Medicare? Medicare is a government funded insurance. You enroll in Medicare through the Social Security office when you are of age or when you qualify due to disability. Once you qualify for Medicare you are able to get Medicare Parts A and […]
Do you have to pay tax on money received as a life insurance beneficiary?
Is Life Insurance Taxable? Here’s What You Need to Know We get it: Life insurance can be complicated. It’s further complicated by the fact that everyone’s situation is different. So, it’s a good idea to contact your tax professional/financial consultant for specific advice about your situation. But, for the more general issues, we hope to […]
Can we get back to Medicare basics for a minute?
To be eligible for Medicare, you must be a US citizen or a legal resident. Legal residents must have lived in the US for at least 5 consecutive years. These years must include the 5 years just before applying for Medicare. Along with residency requirements, you must meet one of the following criteria: Age 65 […]
What Exactly is Hybrid Long Term Care Insurance?
Hybrid Life Insurance / Long Term Care Coverage from Frost-Beck Insurance Agency. In terms of insurance products and the insurance industry, this is still a relatively new concept in the market. With hybrid life insurance and long term care coverage, you can address many very important needs at one time: Life Insurance needs which provide […]
How Can Life Insurance Protect My Family?
No one expects to meet the love of their life at age 11. But that’s how it unfolded for Jeanie Kazemier. Tom was her brother’s best friend growing up, but it wasn’t until college that things turned serious. When they got married in their late 20s, they knew the fit was right. “Opposites attract,” says […]
How Do I Insure My Jewelry and Valuables?
Jewelry is an investment, and whether it is being worn for a nice night out or stored in a jewelry box or safe, you should be thinking about how your insurance will cover it. If an Acuity customer owns any piece of jewelry worth more than $1,000, additional coverage beyond the home insurance policy is […]
Life Insurance During A Recession, Is It Really Necessary?
Life Insurance During A Recession—Is It Really Necessary? by Kirk Cremer | January 26, 2023 | Life Insurance Life may have its ups and downs, but so does the economy. Gas prices, grocery prices and the cost of just about everything seem to be going up lately. As items get pricier, you’ve probably heard talk about the possibility of a […]
Looking for Cheaper Homeowners Insurance?
Looking for Cheaper Homeowners Insurance? Insurance shopping advice often focuses on finding the cheapest price. Do you know what trade off you are making to get the cheapest price? Finding the cheapest insurance can leave you with unintended coverage gaps or poor customer service. If you are like most people, you want good coverage without […]
Choosing life insurance coverage with confidence.
How to Be Confident When Choosing Life Insurance Coverage BY PEKIN INSURANCE · JUN 16, 2020 ·2 MIN READ You get an inspection before you buy a home. When you’re in the market for a new car, you read reviews and shop around. The point is, you build confidence by narrowing choices and feeling informed. […]
Why do my Medicare Supplement premiums increase?
On January 16th we described the three ways in which Medicare Supplement premiums are rated. Today, we take a look at why the premiums usually go up each year. Rising costs have always been a thorn in the side of the public. The same is true with Medicare Supplement plans. No matter how these products […]