Are there better options for spare cash than buying a CD?
I am in my retirement years and have some cash in the bank that I don’t plan on needing. I want to stay conservative, so the stock market is out of the question. CD and Annuity rates have gone up, but is there a better option? Not always, but quite often – yes. If we […]
Let’s save the planet together with paperless billing options!
Let’s save the planet, together! BY PEKIN INSURANCE · APR 19, 2023 ·1 MIN READ Pekin Insurance has partnered with One Tree Planted to plant a tree for every 100 policies that go paperless. This is a win-win, for you and the planet. Here’s why: What is paperless billing: Paperless billing is an alternative to […]
What if my prescription drugs change in the middle the year?
I am on Medicare, what if my prescriptions change in the middle of a calendar year? You really do not need to do anything, except have your new prescription sent to your pharmacy and present your prescription card. Whether you signed up for either a stand along prescription drug plan (PDP) or if your prescription […]
The Inside Look into Why Your Car Insurance Premium Went Up
The Inside Look into Why Your Car Insurance Has Gone Up Read time: 2.5 minutes If you opened your car insurance bill recently and noticed it’s higher than you expected, you’re likely experiencing the insurance rate increases being made by most insurance companies in late 2022 and into 2023. Insurance companies are raising their rates […]
Did my loved one have any life insurance?
You recently had a loved one pass away. Did they have life insurance? How do I find out? Calls have been made to all of the insurance agencies around town, and so far no one has any record of them having purchased any life insurance. Going through papers and files in the home hasn’t yielded […]
How much does Medicare Part A and Part B cost?
How much would Medicare Parts A and B cost me? Medicare is government run insurance – therefore if you have worked at least 40 calendar quarters and paid Social Security taxes during that time, Medicare Part A is free. Medicare part A is hospital coverage. Part A generally covers hospital stays, skilled nursing care, hospice […]
Does Medicare include Vision and Dental coverage?
Do I have Vision and Dental coverage with Medicare? Clients often ask if Medicare covers routine vision exams, glasses, contacts, dental cleanings or routine hearing exams. The answer depends on what kind of Medicare plan you have. Traditional Medicare Supplements do not cover routine visits to the eye doctor, the dentist, or audiologist. Medicare will […]
What is Gap Insurance and How It Can Save You Big
Like many things in life, gap insurance is one of those things that is important to know about before you need it. Gap insurance is also commonly referred to as auto loan/lease coverage. To answer all your questions about this important coverage, we talked with our auto underwriting team for insights. What is gap insurance? […]
Get Home and Auto Insurance Quotes Locally
When is the last time you sought a second opinion on your home and auto insurance? When you did, did you only seek out (or were you only given) an “apples to apples” comparison in search of the cheapest price? Or were you given a full review and recommendations by an independent insurance professional? We […]
Could I be losing my Medicaid eligibility soon?
Yes, it is possible that you may soon be losing your Medicaid eligibility. New information regarding Medicare beneficiaries that are also Medicaid eligible has come out this month in regards to Medicare renewals and the Public Health Emergency (PHE) that began in March of 2020, due to Covid-19. During the PHE, nearly all Medicaid members […]