What should I do before leaving for vacation?
7 Things to Do Around the House to Ease Your Mind Before You Leave for Vacation Are you traveling for spring break soon? If so, here are seven quick tips that you can follow to make sure you keep the vacation zen going when you arrive home. Close your eyes and picture—wait, I […]
What should I know about long-term care insurance?
What you need to know about long-term care insurance and hybrid policies. From Life Happens! Raising children. Caring for aging parents. Building purposeful careers. We dedicate much of our lives to the people and things that mean the most to us. Eventually these responsibilities recede, allowing us more time for ourselves. This should be an […]
Does my spouse and I have to be on the same Medicare plan?
Do my spouse and I have to be on the same Medicare plans? The short answer is no. Each individual can have their own plan for both medical coverage as well as prescription coverage. We look at each client as an individual and find what plans work best for that person. Many times during an […]
Where do I begin my search for Medicare plans?
I am turning sixty-five and retiring soon, which means I need to start looking into Medicare. Where can I find help? You have found it. The best starting point is to schedule an appointment with a Medicare professional to help explain and walk you through the process. As you approach these milestones, you will have […]
What do I need to know about house insurance?
Seven Things Nobody Tells you About Homeowners Insurance Congrats! You’re a homeowner. Or, maybe you’re touring houses for sale and about to be a homeowner. Either way, welcome. Welcome to a stream of never-ending projects, fun surprises and a place to call your own. We all know houses keep us busy, so it makes sense […]
Is a Scooter a Vehicle? Appeals Court Says ‘Yes’
Is a Scooter a Vehicle? Appeals Court Says ‘Yes’ and State Farm Must Pay UM Claim By Jim Sams | April 4, 2023 Source: The Insurance Journal State Farm must pay an uninsured motorist claim for injuries caused by an electric motor scooter even though the scooter didn’t match the definition of “motor vehicle” in Florida statutes, […]
Is Technology Turning Us Into Bad Drivers?
Is Driver-Assist Technology Actually Making Us Worse Drivers? According to a study by the Insurance Institute for Highway Safety, many drivers treat driver-assist technology as fully self-driving. In the study, the IIHS questioned 600 drivers who often use manufacturer’s driving assistance tools. A majority of them were more likely to perform non-driving-related activities like eating […]
How much does long-term care cost?
Great information from our friends at Life Happens! While the cost of long-term care varies by facility and by where you live, it’s safe to say the cost is considerable. Long-term care costs range from $19,240 per year for adult day care to $105,850 per year for a private room in a nursing home.² This […]
When should I begin planning for Medicare?
I am approaching my 65th birthday, when should I start thinking about Medicare? Within six months of turning age 65, you should begin preparing for changes to your health insurance by way of Medicare. If you haven’t yet done any “leg work” and you are much closer to that birthday, don’t worry. We are able […]
How do I handle Medicare if I am still working?
I am turning sixty-five soon, but am still working full time. What does that mean for my Medicare eligibility? Many people are continuing to work after retirement age, therefore many get confused with what do do in regards to Medicare during that period. In this situation, there are three scenarios that differ in how to […]