The Inside Look into Why Your Car Insurance Premium Went Up
The Inside Look into Why Your Car Insurance Has Gone Up Read time: 2.5 minutes If you opened your car insurance bill recently and noticed it’s higher than you expected, you’re likely experiencing the insurance rate increases being made by most insurance companies in late 2022 and into 2023. Insurance companies are raising their rates […]
Did my loved one have any life insurance?
You recently had a loved one pass away. Did they have life insurance? How do I find out? Calls have been made to all of the insurance agencies around town, and so far no one has any record of them having purchased any life insurance. Going through papers and files in the home hasn’t yielded […]
How much does Medicare Part A and Part B cost?
How much would Medicare Parts A and B cost me? Medicare is government run insurance – therefore if you have worked at least 40 calendar quarters and paid Social Security taxes during that time, Medicare Part A is free. Medicare part A is hospital coverage. Part A generally covers hospital stays, skilled nursing care, hospice […]
Does Medicare include Vision and Dental coverage?
Do I have Vision and Dental coverage with Medicare? Clients often ask if Medicare covers routine vision exams, glasses, contacts, dental cleanings or routine hearing exams. The answer depends on what kind of Medicare plan you have. Traditional Medicare Supplements do not cover routine visits to the eye doctor, the dentist, or audiologist. Medicare will […]
What is Gap Insurance and How It Can Save You Big
Like many things in life, gap insurance is one of those things that is important to know about before you need it. Gap insurance is also commonly referred to as auto loan/lease coverage. To answer all your questions about this important coverage, we talked with our auto underwriting team for insights. What is gap insurance? […]
Get Home and Auto Insurance Quotes Locally
When is the last time you sought a second opinion on your home and auto insurance? When you did, did you only seek out (or were you only given) an “apples to apples” comparison in search of the cheapest price? Or were you given a full review and recommendations by an independent insurance professional? We […]
Could I be losing my Medicaid eligibility soon?
Yes, it is possible that you may soon be losing your Medicaid eligibility. New information regarding Medicare beneficiaries that are also Medicaid eligible has come out this month in regards to Medicare renewals and the Public Health Emergency (PHE) that began in March of 2020, due to Covid-19. During the PHE, nearly all Medicaid members […]
Insurance Recommendations for my Plumbing Business
How Insurance Can Be the Plumbers Putty to Your Business. BY PEKIN INSURANCE · APR 19, 2023 ·1 MIN READ Your plumbing business uses plumbing putty to help fill the gaps and keep everyone’s water systems from leaking. In a similar fashion, a business insurance policy that is built for your business can help fill […]
Do I Need Renters Insurance? If so, why?
5 Reasons Why You Need Renters Insurance According to a study by the National Association of Insurance Commissioners, only 57% of renters have renters insurance – which means about 25 million apartment households are not covered. Although renters insurance may not be required by your landlord, there are several important reasons to protect yourself while renting. […]
Why do insurance companies ask about dogs?
Dog-Related Injuries Cost Insurers More Than $1 Billion in 2022 April 12, 2023 / The Insurance Journal Insurers paid out more than $1 billion in dog-related injury claims in 2022, a 28% increase over 2021 even though the number of claims decreased last year, according to the Insurance Information Institute (Triple-I). There were 17,597 […]