How much does Medicare Part A and Medicare Part B cost?
How much does Medicare Part A and Part B cost? Medicare is a government-run insurance program consisting of Medicare Part A and Part B, usually called Original Medicare. If you have worked for at least 40 calendar quarters and paid Social Security taxes during that time, Medicare Part A is free, covering hospital expenses, skilled […]
Does My Restaurant Need Liquor Liability?
How to Know if Your Restaurant Needs Liquor Liability Insurance ·2 MIN READ It’s tough to beat these pairings: beer with burgers, red wine with pasta, and bourbon with barbecue. Still, your staff needs to exercise caution when it comes to serving alcohol. Your restaurant could be sued if an intoxicated customer causes damages or injuries! […]
Why Are Everyone’s Insurance Premiums Going Up?
Why Are Everyone’s Insurance Rates Going Up? ⏰Fri, 06/07 11:51AM · 21mins Transcript: “Okay, today is Thursday, May 23rd, 2024. Most of you are current clients and know who I am, just in case people stumble into this video. My name is Joe Beck. I’m with Beck Insurance Agency in Archbold, Ohio and Whitehouse, Ohio. […]
What Can I Do To Protect My Campers Systems?
How to protect your RV’s systems while camping Adventure 4 min read Water and electric power are your two greatest amenities when it comes to RVing at a campsite. Both systems are connected to just about every RV convenience: cooking, cleaning, entertainment, lighting, most appliances, and temperature control. While generally equipped with the ability to boondock, sourcing […]
Do I Have To Stay In a “Network” of Doctors with Medicare?
Do I have to stay within a “network” of Doctors with Medicare? Medicare Advantage Plans are through private insurance companies and for those plans, you usually have to stay in a “network” for the best coverage. When you sign up for an Advantage plan, we research your current doctors, specialists, and preferred hospitals to find […]
A Guide to Home Replacement Cost vs Market Value
A Homeowner’s Guide to Replacement Cost and Market Value Read time: 2 min If a disaster strikes and your home is damaged or destroyed, do you know what it would cost to restore your home to the condition it was in before the disaster? Let’s discuss the replacement cost of your home – what it […]
Why Would Retirees Need To Buy Life Insurance?
Retirees Need Life Insurance, Too! When you look out at the retirement landscape, the scenery changes at a rapid pace. LIFE EXPECTANCY has increased to nearly 80. COVID-19 had forced 68 million workers to DELAY THEIR RETIREMENT BY THREE OR MORE YEARS. How do you plan for these shifts? Start by exploring your life insurance […]
US Home Insurance Companies Are Still Losing Money
US Home Insurers Post Net Combined Ratio Over 110: S&P May 23, 2024 / Insurance Journal The U.S. homeowners insurance segment posted its worst underwriting results in over a decade in 2023, according to an analysis by S&P Global Market Intelligence. The net combined ratio for the homeowners business, excluding policyholders’ dividends, was 110.5 in […]
What is the Timeline For Enrolling in Medicare?
What are the timelines for the Medicare enrollment process? Age 64 – Do Your Homework You can enroll up to 3 months before you turn 65. Understand your options if you plan to keep working after 65. Speak with Lori at Frost-Beck Insurance or go to Medicare.gov to learn more about Medicare. Age 65 – […]
What Are Some Affordable Classic Convertible Cars?
Ten fun and affordable classic convertible cars! 6 min read There’s an old saying among car collectors: “When the top goes down, the price goes up.” Don’t believe it. It isn’t always true and buying a classic convertible car to cruise around in doesn’t have to cost a fortune. There are many fun and affordable vintage drop-tops […]