Driver Training and Accountability in Trucking

Importance of Driver Training and Accountability in Trucking Hiring and retaining quality truck drivers is challenging in today’s economy, but it is more important than ever. Studies on nuclear verdicts—verdicts exceeding $10 million—have shown that adhering to safety and operational policies is essential to staying out of court and avoiding liability in the event of […]

How to Save for Retirement as a Small Business Owner

How to Save for Retirement as a Small Business Owner As a small business owner, you might feel saving for retirement is too complicated or too expensive. However, you shouldn’t rely solely on your business as a retirement plan; it’s risky and often doesn’t work out as expected. One of the first steps in saving […]

Will the cost of my Medicare go up every year?

Will the cost of my Medicare go up every year? The government determines the cost of Medicare, which fluctuates annually based on two main factors: Medical Inflation and the Medicare beneficiaries age, along with the cost-of-living adjustment. While the benefits provided by your chosen plan remain relatively stable each year, the expenses you incur for […]

How Do I Create a Personnel File Checklist?

How to Create a Personnel File Checklist in a Few Easy Steps 1 MIN READ Companies create several types of records for a single employee. The human resources department oversees the privacy of these documents and keeps them safe. Privacy laws vary from state to state, and every company has its own best practices for […]

How often should be I washing my new car?

How often should you wash your car? On the Road 3 min read In general, it’s a good idea to wash your car every other week or so. Regularly washing your car removes everyday contaminants like tar, road debris, and bird droppings that can ruin your car’s paint job over time. But there’s no one right answer […]

What About Medicare Part C and Medicare Part D?

Medicare Part A and Part B are the two most talked about coverage parts of Medicare.  However, what about the other two parts?  Let’s briefly delve into what Part C and Part D entail: Medicare Part C is known as an Advantage Plan.  Part C offers an alternative to Original Medicare and is provided by […]

What Should I Know About Flood Insurance?

Here’s What You Need to Know About Flood Insurance Read time: 1.5 min Have you ever considered purchasing flood insurance? It may not seem necessary if your home has never flooded or if you live in a low-risk zone. However, the reality is that sometimes the things that could happen turn into the things that do happen, and we want […]

Introducing Celina Insurance Group’s Customer Portal

After your policy is issued with Celina Insurance Group you can register for a “My Policy Account“.  It’s highly recommended. The registration process is simple.  It first requires you to submit your nine digit policy number.  Then, the last four digits of your social security number. The second step of the registration process will prompt […]

I did not get the Medicare Part D during enrollment.

What if I did not get the Part D Prescription Drug Plan during my initial enrollment? Part D of Medicare is your prescription drug coverage. The Centers for Medicare and Medicaid Services (CMS) says anyone who is 65 years or older should start their Part D during their initial enrollment period. Many of our clients […]

US Home Insurance Premiums May Hit a Record This Year

US Home Insurance Premiums May Hit a Record This Year, Report Warns By Coco Liu | April 1, 2024 / Insurance Journal US home insurance rates are expected to reach a record high this year, with the biggest increases occurring in states prone to severe weather events, according to a new analysis. The average premium for homeowners insurance […]