Why Would Retirees Need To Buy Life Insurance?
Retirees Need Life Insurance, Too! When you look out at the retirement landscape, the scenery changes at a rapid pace. LIFE EXPECTANCY has increased to nearly 80. COVID-19 had forced 68 million workers to DELAY THEIR RETIREMENT BY THREE OR MORE YEARS. How do you plan for these shifts? Start by exploring your life insurance […]
US Home Insurance Companies Are Still Losing Money
US Home Insurers Post Net Combined Ratio Over 110: S&P May 23, 2024 / Insurance Journal The U.S. homeowners insurance segment posted its worst underwriting results in over a decade in 2023, according to an analysis by S&P Global Market Intelligence. The net combined ratio for the homeowners business, excluding policyholders’ dividends, was 110.5 in […]
What is the Timeline For Enrolling in Medicare?
What are the timelines for the Medicare enrollment process? Age 64 – Do Your Homework You can enroll up to 3 months before you turn 65. Understand your options if you plan to keep working after 65. Speak with Lori at Frost-Beck Insurance or go to Medicare.gov to learn more about Medicare. Age 65 – […]
What Are Some Affordable Classic Convertible Cars?
Ten fun and affordable classic convertible cars! 6 min read There’s an old saying among car collectors: “When the top goes down, the price goes up.” Don’t believe it. It isn’t always true and buying a classic convertible car to cruise around in doesn’t have to cost a fortune. There are many fun and affordable vintage drop-tops […]
How Can I Protect My Business From Data Breach?
10 Data Security Methods for Protecting Your Small Business ·3 MIN READ Huge data breaches get major press, but small businesses are at risk like big companies. Of course, most small businesses don’t have multi-million-dollar cyber defense budgets. You can do a lot to improve your data security, though. While there are no absolute guarantees, […]
Claims Continue as Midwest Braces for Severe Storms
Central US States Brace for Possible Severe Storms: Weather Watch By Brian K. Sullivan | May 21, 2024 / Insurance Journal There is a moderate risk — the second highest — of severe thunderstorms across parts of Iowa, Illinois, Wisconsin and Missouri affecting more than 3.8 million people, the US Storm Prediction Center said. “All severe hazards will […]
What If My Prescription Drugs Change During The Year?
I am on Medicare, what if my prescription drugs change in the middle of a calendar year? No worries! When you review your annual plan or enroll in a Part D Prescription Drug plan (PDP) for the first time, your current prescriptions and preferred pharmacies are assessed. This information doesn’t lock you into specific prescriptions or […]
I am still working at 65, what about Medicare?
What if I am turning 65 but still employed full time? What do I do in regards to Medicare? Variables come into play when turning 65 and still employed, who have different options for employees eligible for Medicare. The most common situations are: Your employer employs more than 20 people: You may continue under the […]
Dealing With Contractor Injuries On The Job.
Dealing with injuries on the jobsite for contractors. BY PEKIN INSURANCE · MAR 26, 2024 ·1 MIN READ When you hear about workers’ compensation claims it’s easy to blow them off and blame a lack of training or say, “My business is too careful for that to happen.” In reality, a large portion of workers’ […]
How Does Baseball Season and Glass Claims Work?
How Does Baseball Season and Auto Glass Claims Work? 1 MIN READ Baseball season is here! From supporting your favorite major league team to days at the ballpark for your child’s youth baseball game, I think we can all agree that it is truly America’s favorite pastime! The peanuts are delicious, the fans are roaring, […]