Does Medicare Part D Require Certain Pharmacies?
Do I have to use a certain pharmacy to use the benefits in my Part D Prescription Drug Plan? In short, you may go to your pharmacy of choice; however, it’s important to note that insurance companies have contracts with different pharmacies. The best rates for Part D Prescription Drug plan holders are going to […]
Give Your Landscapers Relief From the Heat
Give Your Landscapers Relief From the Heat 2 MIN READ The dog days of summer stretch from July 3 to August 11. That’s more than a month of hot, humid work for landscapers. You don’t have to let the high temps and sweltering sun get the best of your crew. Give your landscapers relief from […]
Keep an Accurate Record of Your Home’s Contents
How to Be Proactive and Keep an Accurate Record of Your Home’s Contents 2 MIN READ As warmer weather rolls in, so does the storm season, bringing unpredictable weather that can include heavy rains, strong winds, and even tornadoes. The threat of property damage increases during this time, making it crucial to be prepared. One […]
How much does Medicare Part A and Medicare Part B cost?
How much does Medicare Part A and Part B cost? Medicare is a government-run insurance program consisting of Medicare Part A and Part B, usually called Original Medicare. If you have worked for at least 40 calendar quarters and paid Social Security taxes during that time, Medicare Part A is free, covering hospital expenses, skilled […]
Does My Restaurant Need Liquor Liability?
How to Know if Your Restaurant Needs Liquor Liability Insurance ·2 MIN READ It’s tough to beat these pairings: beer with burgers, red wine with pasta, and bourbon with barbecue.  Still, your staff needs to exercise caution when it comes to serving alcohol. Your restaurant could be sued if an intoxicated customer causes damages or injuries! […]
Why Are Everyone’s Insurance Premiums Going Up?
Why Are Everyone’s Insurance Rates Going Up? ⏰Fri, 06/07 11:51AM · 21mins Transcript: “Okay, today is Thursday, May 23rd, 2024. Most of you are current clients and know who I am, just in case people stumble into this video. My name is Joe Beck. I’m with Beck Insurance Agency in Archbold, Ohio and Whitehouse, Ohio. […]
What Can I Do To Protect My Campers Systems?
How to protect your RV’s systems while camping Adventure 4 min read Water and electric power are your two greatest amenities when it comes to RVing at a campsite. Both systems are connected to just about every RV convenience: cooking, cleaning, entertainment, lighting, most appliances, and temperature control. While generally equipped with the ability to boondock, sourcing […]
Do I Have To Stay In a “Network” of Doctors with Medicare?
Do I have to stay within a “network” of Doctors with Medicare? Medicare Advantage Plans are through private insurance companies and for those plans, you usually have to stay in a “network” for the best coverage. When you sign up for an Advantage plan, we research your current doctors, specialists, and preferred hospitals to find […]
A Guide to Home Replacement Cost vs Market Value
A Homeowner’s Guide to Replacement Cost and Market Value Read time: 2 min If a disaster strikes and your home is damaged or destroyed, do you know what it would cost to restore your home to the condition it was in before the disaster? Let’s discuss the replacement cost of your home – what it […]
Why Would Retirees Need To Buy Life Insurance?
Retirees Need Life Insurance, Too! When you look out at the retirement landscape, the scenery changes at a rapid pace. LIFE EXPECTANCY has increased to nearly 80. COVID-19 had forced 68 million workers to DELAY THEIR RETIREMENT BY THREE OR MORE YEARS. How do you plan for these shifts? Start by exploring your life insurance […]