Why US Home Insurance Rates Are Rising Fast
Why US Home Insurance Rates Are Rising Fast – Climate Change Plays a Big Role By Andrew J. Hoffman | September 26, 2024 / Insurance Journal Millions of Americans have been watching with growing alarm as their homeowners insurance premiums rise and their coverage shrinks. Nationwide, premiums rose 34% between 2017 and 2023, and they continued […]
I am not happy with my Part D Prescription Drug Plan
My medications have recently changed. I am no longer happy with my Medicare Part D Prescription Drug Plan. Is there something I can do? Yes, you have the opportunity each year to revisit your current prescription drug plan. This period of time is called the Annual Election Period (AEP). AEP runs from October 15th to […]
7 Reasons to Have Cyber Liability Insurance
Seven Reasons to Have Cyber Liability Insurance If you are like many, you are more connected today than ever before. From cell phones to digital personal assistants, our homes are wired to the max. Our phones are smart, our TVs are smart—even our appliances are often connected to Wi-Fi. While these connections bring many conveniences, […]
Geography of Your Home and Your Roof Considerations
Geography of your home and your roof. 2 min read Extreme temperatures, wind, hail, and strong storms can affect a roof’s lifecycle. Choosing a material that can withstand the effects of the weather in your area can help you get more years out of your roof. Asphalt roofing manufacturers make shingles designed to help prepare your […]
Should I Review My Medicare Coverage During AEP?
How do I know if I need to make a change during the Medicare Annual Election Period (AEP)? Prior to the AEP, which runs from October 15 to December 7, your plan carrier will send you an Annual Notice of Change (ANOC). The ANOC, typically mailed at the end of September, details if and how […]
September is Life Insurance Awareness Month
September is Life Insurance Awareness Month 1 min read Have you thought about life insurance lately? Only about half of Americans own life insurance and even less know the specifics of what their policy entails. Maybe you haven’t thought about this in a long time or maybe you’ve never really thought about it before, but […]
Five Great Insurance Coverages for Your Restaurant
Navigating the Menu of Restaurant Insurance with five coverages that protect your culinary business. 1 min read Running a restaurant is a labor of love. From crafting delectable dishes to creating a welcoming ambiance, restaurant owners pour their hearts into their establishments. However, amidst the hustle and bustle, it’s essential not to overlook the importance […]
Why Do I Keep Getting Cold Calls About Medicare?
My phone won’t stop ringing from Medicare cold calls, what is going on? It’s because the Medicare Annual Enrollment Period is fast approaching! The Medicare Annual Election Period (AEP) runs from October 15 to December 7 each year. This is the time where Medicare beneficiaries are allowed enroll, switch, or discontinue Medicare Advantage (Part C) […]
Your Future Can Be Bright with Life Insurance
Your Future Can Be Bright with Life Insurance Read time: 3 min We get it. Talking about life insurance is difficult. But, in a world of uncertainty and change, planning for the future can help bring you peace of mind. You may not plan on needing life insurance for a long time, but it’s never […]
Can I Change My Medicare Coverage During AEP?
What else I should know about Medicare’s Annual Enrollment Period? An important rule to remember about Medicare is you can only change plans at certain times of the year. The AEP, or Annual Enrollment Period, (October 15- December 7) allows for enrolling in, switching, or discontinuing Medicare Advantage (Part C) and Medicare Part D prescription […]