Review your business life insurance policy annually
Review your business life insurance policy annually We recognize and expect changes in the economy, but the uncertainty of those changes calls us to be vigilant in our business continuation plans. The ability to recover quickly after an unexpected event starts with building a policy that is tailored to the circumstances surrounding your business. An […]
How Can I Prevent The Pipes In My Home From Freezing?
How Can I Prevent The Pipes In My Home From Freezing? How can you keep your pipes from freezing during this chilly time of year? First, keep home temperatures above 55 degrees. Next, inspect these often overlooked areas, especially during lengthy periods of cold weather. Homes that are unoccupied for several days at a time […]
What are some safety tips when driving near snowplows?
What are some safety tips when driving near snowplows? Snowplows make roads safer for everyone. Cars, SUVs, school buses, trucks, and pedestrians are better off once they’ve cleared the roads. The plows make the roads passable and reduce the risk of getting your car stuck in the snow. However, drivers need to keep safety top […]
California Wildfire Losses and Carrier Exposure
California Wildfires Will Likely Lead to Large Economic and Insured Losses By Don Jergler | January 8, 2025 / Insurance Journal Active wind-driven wildfires in Southern California that are estimated to have burned more than 1,000 properties and prompted evacuation orders for more than 80,000 residents. This will likely lead to what industry watchers say will be sizable […]
How Do I Read My Insurance Renewal Summary?
The Complete Guide to Your Insurance Declarations Page Read time: 2.5 min Let’s go back to the basics and talk about your insurance declarations page. Whether you’re insuring your car, home or business, every policy comes with one. Think of a declarations page like a synopsis or summary of a long, complex novel you just […]
Drunk Driving Prevention Tips for Tonight and Year Round
Preventing Drunk Driving this NYE and beyond! 3 min read Despite decades of drinking and driving awareness programs, drunk driving is still a problem. According to the National Highway and Traffic Safety Administration (NHTSA), there are about 32 drunk-driving-related fatalities daily in the United States. The Governors Highway Safety Administration reports that in 2017 29% of all traffic fatalities […]
What Is the Inland Flood Coverage Endorsement?
What is the Inland Flood Insurance Coverage Endorsement? Did you know just one inch of flooding can cause $11,000 of damage in a single-story home and more than 20 percent of flood claims happen outside high-risk zones? So even if you are not in a high-risk area, you still need to protect your home from […]
How Do I Use Celina’s Online My Policy Portal?
Are you new to Celina Insurance Group or just new to having online access of your policy? Here are steps on how to use Celina Insurance Group’s online portal. After your policy is issued with Celina Insurance Group, you can register for a My Policy account. It’s highly recommended. The registration process is simple and […]
What Are Key Insurance Coverages for Contractors?
Key Insurance Coverages All Contractors Should Consider Licensing requirements and insurance coverages can be overwhelming for new or experienced contractors. On top of that, every state has different business insurance regulations. But, no matter where you’re at, these are six contractor insurance coverages you should consider. 1. General Liability Insurance for Contractors Contractor liability insurance is […]
Natural Disaster Losses Exceed $100B for 5th Year In A Row
Insurance losses from natural disasters exceeded $100 Billion for the 5th consecutive year. December 9, 2024 by L.S. Howard / Insurance Journal & Carrier Management Estimated insured losses from natural catastrophes are on track to surpass US$100 billion in 2024 for the fifth consecutive year. Losses are even likely to hit US$135 billion-plus, according to Swiss […]