Medicare Annual Enrollment Period starts NEXT WEEK!!
Medicare Annual Enrollment Period (AEP) starts NEXT WEEK!! If you haven’t heard it on the radio, seen it on TV, or read about it in the newspaper, Medicare’s Annual Enrollment Period (AEP) begins on October 15th. While each year brings some changes, 2025 is expected to see the most significant adjustments. These changes may impact […]
Here’s What You Need to Know After a Fender Bender
Here’s What You Need to Know After a Fender Bender Read time: 3 min Although it rhymes, a fender bender is anything but rhythmic. There’s usually thuds and bumps involved followed by scratches and dents. While the damage isn’t severe, there are still important steps you should take after getting into a fender bender or […]
Why Shouldn’t I Renew My CD this October?
Comparing CD returns to Single Premium Whole Life Insurance CD’s (Certificates of Deposit) have long been a favored financial tool for many in their retirement years. Although you won’t achieve spectacular growth with a CD, they do provide a guaranteed return with little exposure to risk. For people who have retired and have little time […]
Why US Home Insurance Rates Are Rising Fast
Why US Home Insurance Rates Are Rising Fast – Climate Change Plays a Big Role By Andrew J. Hoffman | September 26, 2024 / Insurance Journal Millions of Americans have been watching with growing alarm as their homeowners insurance premiums rise and their coverage shrinks. Nationwide, premiums rose 34% between 2017 and 2023, and they continued […]
I am not happy with my Part D Prescription Drug Plan
My medications have recently changed. I am no longer happy with my Medicare Part D Prescription Drug Plan. Is there something I can do? Yes, you have the opportunity each year to revisit your current prescription drug plan. This period of time is called the Annual Election Period (AEP). AEP runs from October 15th to […]
7 Reasons to Have Cyber Liability Insurance
Seven Reasons to Have Cyber Liability Insurance If you are like many, you are more connected today than ever before. From cell phones to digital personal assistants, our homes are wired to the max. Our phones are smart, our TVs are smart—even our appliances are often connected to Wi-Fi. While these connections bring many conveniences, […]
Geography of Your Home and Your Roof Considerations
Geography of your home and your roof. 2 min read Extreme temperatures, wind, hail, and strong storms can affect a roof’s lifecycle. Choosing a material that can withstand the effects of the weather in your area can help you get more years out of your roof. Asphalt roofing manufacturers make shingles designed to help prepare your […]
Should I Review My Medicare Coverage During AEP?
How do I know if I need to make a change during the Medicare Annual Election Period (AEP)? Prior to the AEP, which runs from October 15 to December 7, your plan carrier will send you an Annual Notice of Change (ANOC). The ANOC, typically mailed at the end of September, details if and how […]
September is Life Insurance Awareness Month
September is Life Insurance Awareness Month 1 min read Have you thought about life insurance lately? Only about half of Americans own life insurance and even less know the specifics of what their policy entails. Maybe you haven’t thought about this in a long time or maybe you’ve never really thought about it before, but […]
Five Great Insurance Coverages for Your Restaurant
Navigating the Menu of Restaurant Insurance with five coverages that protect your culinary business. 1 min read Running a restaurant is a labor of love. From crafting delectable dishes to creating a welcoming ambiance, restaurant owners pour their hearts into their establishments. However, amidst the hustle and bustle, it’s essential not to overlook the importance […]