Roof Repair and Replacement Costs Up Nearly 30% Since 2022
According to Verisk and Insurance Journal, the Cost of Roof Repairs and Replacement is up 30% since 2022. Insurance Journal, Allen Laman Roof repair and replacement cost value totaled nearly $31 billion last year — up nearly 30% since 2022, according to a new report from Verisk. The strategic data analytics and technology provider reported […]
How Can I Protect My Home While on Vacation?
What can I do to protect my house when we go on vacation? When you’re getting ready to leave for vacation, ensuring that your home remains safe while you enjoy your travels is crucial. An obviously unoccupied home is an easy target. In addition to having a security system in place, creating the illusion that […]
The Spring Flood Season Brings Increased Risk
The Traditional Spring Flood Season Always Brings Increased Risk Although flooding has occurred more often in what are traditionally off months in recent years, the traditional flood season for many parts of the country occurs from late winter through the Atlantic hurricane season (June 1–November 30). The average cost of property damage caused by a […]
How Do I Prepare My Home to Prevent Flood Damage?
Prepare your home to prevent flood losses this spring! You do not have to live in a designated flood zone to be susceptible to flood loss. Because most standard home insurance policies exclude coverage for surface water that damages property, you may need to obtain coverage through the National Flood Insurance Program. Your Frost-Beck Insurance Agency […]
How Do We Prepare Our Commercial Building For Spring?

Preparing Your Commercial Building For Spring Link Ready your business for warmer weather by tending to a checklist of items inside and out. We all think of spring cleaning for our homes, both inside and outside, but have you thought about getting your commercial building ready for warmer weather? Let’s review a few key items […]
Debunking Common Insurance Myths. Am I Covered?
Debunking Common Insurance Myths….Am I Covered? Read time: 3 min There are many myths out there — like Bigfoot foraging through the woods or the Loch Ness Monster swimming in the depths of Scottish waters. Maybe you believe in these creatures… but we’re not here to debate their existence. We’re here to clear up common […]
Questions to Ask About Your Homeowners Insurance
Questions to Ask Your Agent about Homeowner Insurance March 13, 2025 It pays to ask questions about your insurance. When you’re shopping for homeowner insurance, remember that policies can vary widely. Some coverages are included, while others require an additional premium. Here are some questions you might want to ask your independent insurance agent: Is […]
Everything You Need to Know About Farm Insurance
The Complete Guide to Everything You Need to Know About Farm Insurance Read time: 02:30 Every farm is different. Maybe you farm as a hobby, or maybe you operate a commercial dairy farm. Some farms require bigger equipment and some have more animals than others. Despite the differences, all types of farming have something in […]
Why Are Regular Jewelry Appraisals Important For Insurance?
Routine Jewelry Appraisals are Important, Here’s Why! Read time: 2.5 min Jewelry collections are precious, personal and oftentimes made up of family heirlooms and other cherished pieces. Whether it’s your great grandmother’s wedding ring, a gold bracelet you bought in Europe or a necklace you were gifted, jewelry can evoke feelings of nostalgia and remind […]
Alternative Options to Renewing My Certificate of Deposit?
What are alternative options to renewing my CD this April? Comparing CD returns to Single Premium Whole Life Insurance CD’s (Certificates of Deposit) have long been a favored financial tool for many in their retirement years. Although you won’t achieve spectacular growth with a CD, they do provide a guaranteed return with little exposure to […]