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Follow these 8 steps to protect your pipes this winter. 1. Repair and seal cracks around windows and doors that can allow cold air to reach indoors. 2. Seal around Pipe Openings to prevent cold airflow. 3. Remove, drain, and store outdoor hoses and close inside valves that supply outdoor lines. READ MORE >>

Life Insurance Over 30 Most people begin seriously thinking about buying a life insurance policy at about the time they start a family. If you are like many people, the light bulb may come on at about the age of 30, when you realize that you are mortal, and that you have real financial responsibilities. READ MORE >>

Life Insurance Terminology It can be difficult to make sense of life insurance terminology. Here is a brief overview of the most common terms: · Accidental death insurance: Also known as accidental death and dismemberment insurance, or AD&D, this coverage pays you or a beneficiary a benefit if you are in an accident that results in your being killed or dismembered. READ MORE >>

How an Independent Agent Can Help Find the Best Life Insurance Many people begin their search for life insurance by getting an instant online quote. But when it comes time to make a decision, they really want to talk with a professional who can guide them in choosing the best life insurance policy for their needs. READ MORE >>

Finding the Right Life Insurance for You Life insurance causes more confusion for people than perhaps any other type of insurance, partly because there are several different types of life insurance products, and partly because the best life insurance is unique to each individual. READ MORE >>

Are You Too Young For Life Insurance? Most people don’t think about buying life insurance when they are young, healthy and single. However, if something should happen to you unexpectedly, a life insurance policy could pay for your student loans or other large outstanding debts, as well as your funeral expenses. READ MORE >>

Frightening Statistics As with all insurance, life insurance plans are about preparing for the unexpected. We don’t plan to have a heart attack or meet an untimely end. We may fret about the unforeseen, but there are few ways to prepare for it. Life insurance provides a way to be prepared and get peace of mind. READ MORE >>

Do Renters Need Insurance?   Why Renters Should Buy Insurance People are renters for different reasons. Regardless whether it is because of financial necessity or a lifestyle preference, renters frequently choose not to insure for reasons such as: READ MORE >>

Top 5 Tips for Protecting Your Belongings at College 1.  Buy a lock for your computer. a. When I was in college there were multiple people that had their computers stolen from their dorm room. To protect this from happening you can purchase a lock that plugs into your computer and is connected to something in your dorm room. READ MORE >>

College Dorm Room Theft If my son or daughters stuff is stolen from their college dorm room is that covered on my homeowners’ policy? When your son or daughter is away at college it’s always a concern that their belongings could get stolen. READ MORE >>

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Napoleon Office
PO Box 350
Napoleon, OH 43545
419.592.4476
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PO Box 367
Holgate OH, 43527
419.264.2051

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