I have questions about Medicare; where do I start to find the answers?
If you are turning 65 or retiring soon, and have questions about Medicare, it’s a great time to reach out to an insurance professional for information about your health insurance options. A licensed agent who works with Medicare eligible individuals has the training, knowledge, and experience to provide accurate timelines around eligibility and enrollment plus, can offer guidance with plan selection and enrollment.
Trying to understand the coverage choices available can get overwhelming. Learn about your options, including benefits and costs associated with Original Medicare Parts A and B, Medicare Advantage plans, Medicare Supplement plans, and Part D Prescription Drug plans. A licensed agent is also a valuable resource to explore ancillary coverages you may need now, or in the future, like dental, vision, hearing, travel, life insurance, final expense or critical illness plans.The bottom line is you have help available from a local, trusted source.
Contact Lori Good at Frost-Beck Insurance Agency to schedule a consultation to review your situation and to get all your questions answered. Appointments are always no-cost and there is never any obligation to enroll. Lori is available to meet at either of our locations, in Archbold or Whitehouse, Ohio.
Medicare has changed over the years to meet the needs of seniors. Changes in coverage options, provider plans, international coverage, and prescription drug coverage have all changed and not all are available in the same plan. If you have a plan that has not worked for you in the past, then switching over to a different supplement insurance plan may be a better option for you.
For example, Medicare Supplements might offer benefits that outweigh the cost of premiums. A supplement is sometimes called Medigap because of what they cover – the gaps that Medicare does not offer. So, after Medicare pays their part of medical coverage, then Medigap would come in to cover the rest or at least part of what is left.
Medigap helps cover what Medicare does not cover such as copayments, coinsurance, and deductibles. Medigap also helps with covering costs when traveling outside the US. For seniors looking to travel, having the peace of mind of being covered in an unfamiliar system might be extremely comforting.
