Smart Protection for Your Body Repair Business
Running a body repair shop requires precision, expertise, and trust. But even the most skilled professionals face unexpected risks. That’s why Pekin now offers the new Service Businessowner’s Policy, designed specifically to protect auto body repair businesses like yours.
What Makes This Businessowner’s Policy Stand Out?
This specialized Businessowner’s Policy goes beyond standard coverage to address the real-world challenges of your industry:
Mechanics Errors & Omissions – Because even experienced mechanics can make mistakes, this coverage helps protect your business from costly errors. (Mechanics E&O Blog)
Garagekeepers ALS (Actual Loss Sustained) – Your customers trust you with their vehicles, this coverage ensures they’re protected while in your care. Click here to learn more! (Garagekeepers ALS Blog)
Employee Tools Coverage – Your technicians rely on their tools. This policy helps safeguard their personal equipment so they can keep doing what they do best.
Key Person Insurance (Available separately) – Your people are your greatest asset. This optional coverage helps you stay afloat if a key employee becomes unavailable. Click here to learn more! (key person blog)
Real Coverage in Action
A fire started while a shop was working on a customer’s vehicle, spreading to and damaging several others on the premises. Multiple vehicles were severely impacted. Garage Keepers ALS can cover the damage to the customer’s vehicles for the actual loss sustained, not restricted by a limit!
Why Choose Pekin Insurance?
- Local Agents who understand your business and community
- High Claims Ratings that reflect a commitment to service
- Over 100 Years of Experience protecting businesses like yours
Is this Built for Your Auto Shop?
This program offers comprehensive coverage for auto care businesses, tailored to the following services, though not limited to them:
- Auto Maintenance & Repair
- Auto Detailing & Cosmetic Services
- Auto Body & Structural Services
- Tire & Wheel Services
- Auto Glass Services
- Service Stations & General Auto Services
To learn more, contact the Frost / Beck Insurance Agency. Call us at 419-592-4476, send an email to frost@frostins.com, or click here to submit your request today! Alternatively, stop by and see us at one of our four convenient locations in Archbold, Napoleon, Holgate, or Whitehouse.
As an auto care professional, you know the value of keeping things organized — every tool in its place, every vehicle in its bay. The last thing you need is insurance scattered across multiple policies, leaving blind spots where protection should be. You wouldn’t leave your tools lying around or block a bay door with clutter — so why should your coverage be any different?
Backed by over 100 years of experience in the insurance industry, and a long history of protecting businesses just like yours, we’ve crafted our Autocare Services Businessowners Policy to meet the real-world needs of today’s auto professionals. This isn’t off-the-shelf coverage — it’s built from the ground up for tire shops, repair bays, detailing garages, and more, shaped by a century of insuring communities like yours.
Whether you’re running an auto body shop, a tire dealership, or an A/C repair bay, this program keeps your coverage as streamlined as your workflow.
Imagine the simplicity of having all your tools in one well-organized toolbox — instead of scattered across the shop, gathering dust and costing you time. This is insurance that fits your business just as precisely as your best wrench fits a bolt. No more worrying about where your 10mm socket disappeared to. No more surprises when you need coverage the most.
From detailing to diagnostics, transmission repair to rustproofing, you operate under one roof — and now your insurance can do the same. No more coverage gaps hiding behind closed bay doors.