Everyone knows auto insurance is required, but most people do not realize just how much protection their car insurance policy might actually offer. Some of the coverage details may surprise you– and could save you thousands of dollars when the unexpected happens.
Here are some things about auto insurance coverage that just might blow you away:
- Collision Coverage Goes Beyond Accidents
Most drivers think collision coverage only helps after a crash with another vehicle. In reality, it can also cover damage from potholes, guardrails, or even that mailbox you misjudged while backing out of the driveway. The roads can be unpredictable, making this type of coverage far more valuable than most realize.
- Liability Coverage Extends Further Than You Would Expect
Liability coverage is not just about accidents with other cars. Believe it or not, some car insurance policies may even protect you from bizarre scenarios– like damage caused by falling objects, even if that object is as unusual as a meteor strike. It is a reminder that auto insurance is designed to shield drivers from both the likely and the unlikely.
- Rodent Damage May Be Covered
It may sound strange, but comprehensive car insurance can sometimes cover rodent damage. If a mouse or squirrel decides to chew through wiring under the hood, the right comprehensive car insurance policy could help cover the repair bill. For residents of Ohio, where rural and suburban life often overlap, this type of coverage can be a lifesaver.
At the end of the day, auto insurance is not just about meeting state requirements, it is about protecting the rhythm of everyday life!
At Frost Insurance Agency we proudly serve auto insurance to Napoleon, Defiance, OH, and the surrounding areas. Wherever the road takes you, we offer car insurance protection that can mean the difference between a major setback and peace of mind.
Contact us today to learn more about auto insurance coverage options and get a car insurance quote in Napoleon, Defiance, OH, or beyond.