FROST INSURANCE AGENCY, INC.
PRIVACY POLICY

When you apply for any type of insurance, you disclose information about yourself.  Frost Insurance Agency, Inc. believes that information personal to you should be respected and protected.  We want you to rest assured your personal information will not be sold to outside marketing organizations.  This privacy policy applies to our relationship with you if you are an individual who obtains products or services from us for personal, family, or household purposes.

Information we collect:

We collect nonpublic personal information about you from the following sources:

We may collect nonpublic personal information from individuals other than those proposed for coverage.

A right of access and correction exists with respect to all personal information collected.

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

Our practices regarding information confidentiality and security:

We restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you.  We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Our policy regarding dispute resolution:

Any controversy or claim arising out of or relating to our privacy policy, or the breach thereof, shall be settled by arbitration in accordance with the rules of the American Arbitration Association, and judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.

Reservation of the right to disclose information in unforeseen circumstances:

In connection with the potential sale or transfer of its interests, Frost Insurance Agency, Inc. and its affiliates reserves the right to sell or transfer your information (including but not limited to your address, name, age, sex, zip code, state and country of residency and other information that you provide through other communications) to a third party entity that (1) concentrates its business in a similar practice or service; (2) agrees to be Frost Insurance Agency, Inc.’s successor in interest with regard to the maintenance and protection of the information collected; and (3) agrees to the obligations of this privacy statement.