Insights
Understanding Term Life Insurance
Finding low cost life insurance can be a challenge. Term insurance is typically the most affordable type of life insurance because it covers a specific period of time instead of providing “whole life” insurance. If you’re young and on a budget, just starting out with...
Did I Notify My Insurer?
An insurance policy is a promise to protect you against certain types of loss, but it can’t follow-through unless it knows about a loss. Prompt notification is so important that it is a formal policy requirement. A policyholder that fails to meet this obligation could...
Did I Notify My Insurer?
An insurance policy is a promise to protect you against certain types of loss, but it can’t follow-through unless it knows about a loss. Prompt notification is so important that it is a formal...
Dead In The Water – Watercraft Coverage
One issue that may not occur to boaters until it happens is a stalled boat. When a larger boat loses power, it usually has to be located and towed back to harbor/shore. Tows are typically quite...
Are Your Grown Kids Property Covered?
Blood may be thicker than water, but it is thinner than insurance contracts. An adult son or daughter may think that, when a loss happens, coverage is available from mom or dad’s homeowners or auto...
Help Your Employees Fight Distracted Driving
By Mark Rose Every business owner wants to see that employees get safely to the jobsite or that cargo or products are safely delivered to their customers. Every year, distracted driving becomes a...
Phones Are A Huge Distraction, And It’s Killing Us (Part 2)
By Michael Harrold COMMON DISTRACTIONS While all of the following are common distractions behind the wheel, text messaging is by far the most alarming. It requires significant visual, manual and...
Phones Are A Huge Distraction, And It’s Killing Us (Part 1)
By Michael Harrold The advent of the smart phone has brought with it a deluge of texting and other distractive behavior while driving a vehicle. This is no longer confined to the young and restless...
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Napoleon, OH 43545
(419) 592-4476
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PO Box 367
Holgate OH, 43527
(419) 264-2051
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