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Frost Insurance Agency, Inc. is an independent insurance agency, founded in 1945 by Harry L. Frost. He originally started the business out of his home in Holgate, Ohio where he sold multiple lines of insurance to his customers. Harry Frost believed his customers deserved the best possible service that he could provide. Since 1945, we have grown through the relationships that we have developed with our lasting customers and we continue to put the customer first to this day.


We have offices in Holgate and Napoleon, Ohio. Our staff is able to help you analyze your situation and provide recommendations on insuring your property and protecting your assets. We offer a full line of insurance for business, farm, home, auto, life and health. Frost Insurance Agency has access to multiple companies allowing us to provide our customers with the right coverage at the right price. As a Trusted Choice independent insurance agency, Frost Insurance is committed to providing our customers with the level of service they expect from their insurance agent.

Frost Insurance Agency: Providing insurance for the communities of Napoleon, Holgate, Wauseon, Leipsic, Defiance, and throughout the entire State of Ohio, since 1945.

Napoleon: 419.592.4476 • Holgate: 419.264.2051 •
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Auto Insurance
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Napoleon Office
PO Box 350
Napoleon, OH 43545
Holgate Office
PO Box 367
Holgate OH, 43527

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Napoleon Office: 419.592.4476
Holgate Office: 419.264.2051
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