WELCOME!

The Frost Insurance Agency has been an independent insurance agency since 1945. We are located in Northwest Ohio with offices at 120 Railway Avenue, Holgate and 620 Scott Street, Napoleon. We have a dedicated staff which includes 5 producers and 8 customer service representatives. We are able to help you analyze your situation and provide recommendations to properly insure your property and protect your assets. We offer a full line of coverage for your business, farm, home and automobiles as well as other lines of insurance including life, health and disability. As an added service, we have entered into a friendly alliance with Steve Small of Northwest Capital Financial Group. Steve is a NASD-licensed investment representative who provides investment management and financial planning services through Linsco/Private Ledger, a registered investment advisor.

Napoleon office

Napoleon 419-592-4476
Hours: Mon, Tues, Thurs, Fri 9-5
Wed, Sat 9-Noon

Holgate office

Holgate 419-264-2051
Hours: Mon, Tues, Wed, Fri 9-5
Thurs, Sat 9-Noon

What type of insurance should you have? How much coverage do you need? These can be tough questions. You certainly don’t want to pay more than you have to but you also can’t afford to be caught without adequate protection. Accidents, fires and other unexpected trouble comes when you least expect them. As a result, those who are underinsured or not prepared can become financially strapped or economically ruined.

As an independent insurance agency, Frost Insurance is able to shop the insurance market to find the best coverage at the right price. We pride ourselves in home town friendly service. We truly get to know our customers as well as educate them about the value of insurance planning.